Bill Text: CT SB00391 | 2014 | General Assembly | Comm Sub

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Bill Title: An Act Concerning The Electronic Posting Of Certain Documents By Insurers.

Spectrum: Committee Bill

Status: (Introduced - Dead) 2014-04-02 - File Number 286 [SB00391 Detail]

Download: Connecticut-2014-SB00391-Comm_Sub.html

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General Assembly		Raised Bill No. 391
February Session, 2014		LCO No. 1588
		*_____SB00391INS___031914____*
Referred to Committee on INSURANCE AND REAL ESTATE
Introduced by:
(INS)

AN ACT CONCERNING THE ELECTRONIC POSTING OF CERTAIN DOCUMENTS BY INSURERS.

Be it enacted by the Senate and House of Representatives in General Assembly convened:

Section 1. (NEW) (Effective October 1, 2014) (a) An insurer may post on such insurer's Internet web site any policy, as defined in section 38a-296 of the general statutes, and endorsement thereto, provided such policy or endorsement does not contain any personally identifiable information.

(b) If such insurer elects to post such policy or endorsement on its Internet web site in lieu of mailing or delivering such policy or endorsement to an insured, such insurer shall:

(1) Provide to the insured in, or simultaneous with, each declarations page provided to the insured at the time of issuance of the initial policy and any renewals of such policy (A) a description of the specific policy and any endorsement purchased by the insured, (B) a method by which the insured may obtain, free of charge upon request, a paper copy of the policy and any endorsement thereto, and (C) the Internet web site address where such insured's policy and endorsement are posted;

(2) Post and have accessible on such insurer's Internet web site the policy and any endorsement thereto for as long as such policy is in force and in such manner that enables the insured to save and print such policy and endorsement using programs or applications that are widely available on the Internet and free to use;

(3) Retain, upon the expiration of a policy, records of such expired policy and any endorsement thereto for a period of five years after the date of expiration and make such records available upon request; and

(4) Provide notice to the insured, at the time of any changes to the policy or endorsement, of a method by which the insured may obtain, free of charge upon request, a paper copy of the policy and any endorsement thereto and any changes to such policy or endorsement.

This act shall take effect as follows and shall amend the following sections:
Section 1	October 1, 2014	New section

INS

Joint Favorable