Bill Text: HI HB1520 | 2018 | Regular Session | Amended
Bill Title: Relating To Insurance.
Spectrum: Partisan Bill (Democrat 1-0)
Status: (Passed) 2018-07-11 - Act 192, on 07/10/2018 (Gov. Msg. No. 1301). [HB1520 Detail]
Download: Hawaii-2018-HB1520-Amended.html
HOUSE OF REPRESENTATIVES |
H.B. NO. |
1520 |
TWENTY-NINTH LEGISLATURE, 2017 |
H.D. 2 |
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STATE OF HAWAII |
S.D. 1 |
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C.D. 1 |
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A BILL FOR AN ACT
RELATING TO INSURANCE.
BE IT
ENACTED BY THE LEGISLATURE OF THE STATE OF HAWAII:
SECTION 1. Chapter 431, Hawaii Revised Statutes, is amended by adding a new section to part VI of article 10A to be appropriately designated and to read as follows:
(b) For the purposes of this section:
"Renew or re-enroll" means the issuance of the same or a new short-term, limited-duration health insurance policy or contract to an individual who has been covered by a short-term, limited-duration health insurance policy or contract at any time within the previous calendar year.
"Short-term,
limited-duration health insurance" means health insurance coverage
provided to an individual under a policy or contract offered by a licensed
insurer, regardless of the situs of the delivery of the policy or contract,
that has a specified, short-term limited duration of less than ninety-one days
and does not meet all of the requirements otherwise applicable to individual
health insurance."
SECTION 2. Section 431:10A-102.5, Hawaii Revised Statutes, is amended to read as follows:
"§431:10A-102.5 Limited
benefit health insurance. (a) Except as provided in subsection (b) or
elsewhere in this article, when used in this article, the terms "accident
insurance", "health insurance", or "sickness
insurance" shall not include an accident-only[,]; specified
disease[,]; hospital indemnity[,]; long-term care[,];
disability[,]; dental[,]; vision[,];
medicare supplement[,]; short-term, limited-duration health insurance;
or other limited benefit health insurance contract that pays benefits directly
to the insured or the insured's assigns and in which the amount of the benefit
paid is not based upon the actual costs incurred by the insured.
(b) When used in sections
431:10A-104, 431:10A-105, 431:10A-106, 431:10A-107, 431:10A-108, 431:10A-109,
431:10A-110, 431:10A-111, 431:10A-112, 431:10A-113, 431:10A-114, 431:10A-117,
431:10A-118, 431:10A-601, 431:10A-602, 431:10A-603, and 431:10A‑604,
except as otherwise provided, the terms "accident insurance",
"accident and health or sickness insurance", "health
insurance", or "sickness insurance" shall include an accident-only[,]; specified
disease[,]; hospital indemnity[,]; long-term
care[,]; disability[,]; dental[,]; vision[,]; medicare
supplement[,]; short-term, limited-duration health insurance; or other
limited benefit health insurance contract regardless of the manner in which
benefits are paid; provided that if any of the requirements set forth in the
foregoing sections as applied to long-term care insurance conflict with the
provisions of article 10H, the provisions of article 10H shall govern and
control."
SECTION 3. Statutory material to be repealed is bracketed and stricken. New statutory material is underscored.
SECTION 4. This Act shall take effect upon its approval.
Report Title:
Short-term, Limited-duration Health Insurance; Insurers; Renewal or Reenrollment; Prohibition
Description:
Prohibits an insurer from renewing or re-enrolling an individual in a short-term, limited-duration health insurance policy or contract if the individual was eligible to purchase health insurance through the federal health insurance marketplace during an open enrollment period or special enrollment period in the previous calendar year. Specifies that short-term, limited-duration health insurance shall be subject to the same provisions of the insurance code currently applicable to limited benefit health insurance. (HB1520 CD1)
The summary description
of legislation appearing on this page is for informational purposes only and is
not legislation or evidence of legislative intent.