Bill Text: NY A00902 | 2021-2022 | General Assembly | Introduced


Bill Title: Requires insurance and Medicaid coverage for inpatient and outpatient substance abuse treatment for a period of not less than forty-five days.

Spectrum: Slight Partisan Bill (Democrat 6-3)

Status: (Introduced - Dead) 2022-01-05 - referred to insurance [A00902 Detail]

Download: New_York-2021-A00902-Introduced.html



                STATE OF NEW YORK
        ________________________________________________________________________

                                           902

                               2021-2022 Regular Sessions

                   IN ASSEMBLY

                                       (Prefiled)

                                     January 6, 2021
                                       ___________

        Introduced by M. of A. JONES, GUNTHER, ABINANTI, MONTESANO, WALSH, DICK-
          ENS, BYRNE -- Multi-Sponsored by -- M. of A. COOK, THIELE -- read once
          and referred to the Committee on Insurance

        AN  ACT  to  amend  the  insurance  law  and the social services law, in
          relation to requiring insurance and Medicaid  coverage  for  inpatient
          and outpatient substance abuse treatment for a period of not less than
          forty-five days

          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:

     1    Section 1. Subparagraph (A) of  paragraph  30  of  subsection  (i)  of
     2  section  3216 of the insurance law, as amended by section 5 of subpart A
     3  of part BB of chapter 57 of the laws of 2019,  is  amended  to  read  as
     4  follows:
     5    (A)  Every  policy  that  provides  hospital, major medical or similar
     6  comprehensive coverage shall provide inpatient coverage for the  diagno-
     7  sis  and  treatment  of substance use disorder, including detoxification
     8  and rehabilitation services, for a period of not  less  than  forty-five
     9  days.  Such  inpatient coverage shall include unlimited medically neces-
    10  sary treatment for substance use disorder treatment services provided in
    11  residential settings. Further, such inpatient coverage shall  not  apply
    12  financial  requirements  or treatment limitations, including utilization
    13  review requirements, to inpatient substance use disorder  benefits  that
    14  are  more  restrictive  than  the predominant financial requirements and
    15  treatment limitations applied to substantially all medical and  surgical
    16  benefits covered by the policy.
    17    §  2.  Subparagraph  (A)  of paragraph 31 of subsection (i) of section
    18  3216 of the insurance law, as amended by section 6 of subpart A of  part
    19  BB of chapter 57 of the laws of 2019, is amended to read as follows:
    20    (A)  Every  policy  that  provides  medical,  major medical or similar
    21  comprehensive-type coverage shall provide outpatient  coverage  for  the

         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD05509-01-1

        A. 902                              2

     1  diagnosis and treatment of substance use disorder, including detoxifica-
     2  tion  and  rehabilitation services, for a period of not less than forty-
     3  five days. Such coverage  shall  not  apply  financial  requirements  or
     4  treatment limitations to outpatient substance use disorder benefits that
     5  are  more  restrictive  than  the predominant financial requirements and
     6  treatment limitations applied to substantially all medical and  surgical
     7  benefits covered by the policy.
     8    § 3. Subparagraph (A) of paragraph 6 of subsection (l) of section 3221
     9  of  the  insurance law, as amended by section 15 of subpart A of part BB
    10  of chapter 57 of the laws of 2019, is amended to read as follows:
    11    (A) Every policy that provides  hospital,  major  medical  or  similar
    12  comprehensive  coverage shall provide inpatient coverage for the diagno-
    13  sis and treatment of substance use  disorder,  including  detoxification
    14  and  rehabilitation  services,  for a period of not less than forty-five
    15  days. Such inpatient coverage shall include unlimited  medically  neces-
    16  sary treatment for substance use disorder treatment services provided in
    17  residential  settings.  Further, such inpatient coverage shall not apply
    18  financial requirements or treatment limitations,  including  utilization
    19  review  requirements,  to inpatient substance use disorder benefits that
    20  are more restrictive than the  predominant  financial  requirements  and
    21  treatment  limitations applied to substantially all medical and surgical
    22  benefits covered by the policy.
    23    § 4. Subparagraph (A) of paragraph 7 of subsection (l) of section 3221
    24  of the insurance law, as amended by section 16 of subpart A of  part  BB
    25  of chapter 57 of the laws of 2019, is amended to read as follows:
    26    (A)  Every  policy  that  provides  medical,  major medical or similar
    27  comprehensive-type coverage shall provide outpatient  coverage  for  the
    28  diagnosis and treatment of substance use disorder, including detoxifica-
    29  tion  and  rehabilitation services, for a period of not less than forty-
    30  five days. Such coverage  shall  not  apply  financial  requirements  or
    31  treatment limitations to outpatient substance use disorder benefits that
    32  are  more  restrictive  than  the predominant financial requirements and
    33  treatment limitations applied to substantially all medical and  surgical
    34  benefits covered by the policy.
    35    §  5.  Paragraph  1 of subsection (k) of section 4303 of the insurance
    36  law, as amended by section 26 of subpart A of part BB of chapter  57  of
    37  the laws of 2019, is amended to read as follows:
    38    (1)  Every  contract  that provides hospital, major medical or similar
    39  comprehensive coverage shall provide inpatient coverage for the  diagno-
    40  sis  and  treatment  of substance use disorder, including detoxification
    41  and rehabilitation services, for a period of not  less  than  forty-five
    42  days.  Such  inpatient coverage shall include unlimited medically neces-
    43  sary treatment for substance use disorder treatment services provided in
    44  residential settings. Further, such inpatient coverage shall  not  apply
    45  financial  requirements  or treatment limitations, including utilization
    46  review requirements, to inpatient substance use disorder  benefits  that
    47  are  more  restrictive  than  the predominant financial requirements and
    48  treatment limitations applied to substantially all medical and  surgical
    49  benefits covered by the contract.
    50    §  6.  Paragraph  1 of subsection (l) of section 4303 of the insurance
    51  law, as amended by section 27 of subpart A of part BB of chapter  57  of
    52  the laws of 2019, is amended to read as follows:
    53    (1)  Every  contract  that  provides medical, major medical or similar
    54  comprehensive-type coverage shall provide outpatient  coverage  for  the
    55  diagnosis and treatment of substance use disorder, including detoxifica-
    56  tion  and  rehabilitation services, for a period of not less than forty-

        A. 902                              3

     1  five days. Such coverage  shall  not  apply  financial  requirements  or
     2  treatment limitations to outpatient substance use disorder benefits that
     3  are  more  restrictive  than  the predominant financial requirements and
     4  treatment  limitations applied to substantially all medical and surgical
     5  benefits covered by the contract.
     6    § 7. Paragraph (c) of subdivision 2 of section  365-a  of  the  social
     7  services  law, as amended by section 12-a of part C of chapter 60 of the
     8  laws of 2014, is amended to read as follows:
     9    (c) out-patient hospital or clinic services in facilities operated  in
    10  compliance with applicable provisions of this chapter, the public health
    11  law,  the  mental  hygiene  law and other laws, including any provisions
    12  thereof requiring an operating certificate or license, including facili-
    13  ties authorized by the appropriate licensing authority to provide  inte-
    14  grated  mental  health  services,  and/or alcoholism and substance abuse
    15  services, and/or physical health services, and/or  services  to  persons
    16  with  developmental  disabilities,  when such services are provided at a
    17  single location or service  site,  or  where  such  facilities  are  not
    18  conveniently  accessible,  in  any hospital located within the state and
    19  care and services in a day treatment program operated by the  department
    20  of  mental hygiene or by a voluntary agency under an agreement with such
    21  department in that part of a public institution  operated  and  approved
    22  pursuant to law as an intermediate care facility for persons with devel-
    23  opmental disabilities; and provided, that alcoholism and substance abuse
    24  services shall be covered for a period of not less than forty-five days;
    25  and  provided  further, that the commissioners of health, mental health,
    26  alcoholism and substance abuse services and the office for  people  with
    27  developmental  disabilities  may  issue regulations, including emergency
    28  regulations promulgated prior to October  first,  two  thousand  fifteen
    29  that are required to facilitate the establishment of integrated services
    30  clinics.  Any such regulations promulgated under this paragraph shall be
    31  described in the annual report required pursuant to section forty-five-c
    32  of part A of chapter fifty-six of the laws of two thousand thirteen;
    33    § 8. Paragraph (n) of subdivision 2 of section  365-a  of  the  social
    34  services  law, as amended by chapter 558 of the laws of 1999, is amended
    35  to read as follows:
    36    (n) care, treatment,  maintenance  and  rehabilitation  services  that
    37  would  otherwise  qualify  for reimbursement pursuant to this chapter to
    38  persons suffering from alcoholism in alcoholism facilities  or  chemical
    39  dependence,  as  such  term  is  defined  in  section 1.03 of the mental
    40  hygiene law, in inpatient chemical dependence facilities,  services,  or
    41  programs operated in compliance with applicable provisions of this chap-
    42  ter  and the mental hygiene law, and certified by the office of alcohol-
    43  ism and substance abuse services, provided however  that  such  services
    44  shall  be limited to such periods of time as may be determined necessary
    45  in accordance with a utilization review  procedure  established  by  the
    46  commissioner  of  the  office of alcoholism and substance abuse services
    47  and that such services shall be covered for a period of  not  less  than
    48  forty-five  days,  and  provided  further, that this paragraph shall not
    49  apply to any hospital or part of a hospital as defined  in  section  two
    50  thousand eight hundred one of the public health law.
    51    §  9.  This  act  shall take effect immediately and shall apply to all
    52  policies and contracts issued, renewed, modified, altered or amended  on
    53  or after such date.
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