Bill Text: NY A07002 | 2019-2020 | General Assembly | Introduced


Bill Title: Relates to manufactured homes' certificate of title and the conveyance and encumbrance of manufactured homes as real property.

Spectrum: Slight Partisan Bill (Democrat 3-1)

Status: (Introduced - Dead) 2020-01-08 - referred to judiciary [A07002 Detail]

Download: New_York-2019-A07002-Introduced.html


                STATE OF NEW YORK
        ________________________________________________________________________
            S. 4984                                                  A. 7002
                               2019-2020 Regular Sessions
                SENATE - ASSEMBLY
                                      April 3, 2019
                                       ___________
        IN SENATE -- Introduced by Sen. LAVALLE -- read twice and ordered print-
          ed,  and  when  printed  to  be committed to the Committee on Housing,
          Construction and Community Development
        IN ASSEMBLY -- Introduced by M. of A. THIELE, PALUMBO,  JAFFEE  --  read
          once and referred to the Committee on Judiciary
        AN ACT to amend the executive law, the banking law, the personal proper-
          ty  law,  the  vehicle  and  traffic law and the real property law, in
          relation to manufactured home certificates of title, and  the  convey-
          ance and encumbrance of manufactured homes as real property
          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:
     1    Section 1. This act shall be known and may be cited as the  "New  York
     2  land-home property act".
     3    § 2. Subdivision 13 of section 372 of the executive law, as amended by
     4  chapter 309 of the laws of 1996, is amended to read as follows:
     5    13.  ["Mobile home"] "Manufactured home" means a [moveable or portable
     6  unit designed and constructed to be towed on its own chassis,  comprised
     7  of   frame   and  wheels,  connected  to  utilities,  and  designed  and
     8  constructed without a permanent foundation for year-round living. A unit
     9  may contain parts that may be folded, collapsed or telescoped when being
    10  towed and expanded later to provide additional cubic capacity as well as
    11  two or more separately towable components designed to be joined into one
    12  integral unit capable of being again separated into the  components  for
    13  repeated  towing.  "Mobile  home"  shall  mean units designed to be used
    14  exclusively for residential purposes, excluding travel  trailers]  manu-
    15  factured  home  as defined in paragraph fifty-three of subsection (a) of
    16  section 9-102 of the uniform commercial code.
    17    § 3. Subparagraph (ii) of paragraph l of subdivision  5-a  of  section
    18  108  of  the banking law, as amended by chapter 322 of the laws of 1993,
    19  is amended to read as follows:
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD03259-01-9

        S. 4984                             2                            A. 7002
     1    (ii) "mobile home" or "manufactured home" means a  [structure,  trans-
     2  portable  in one or more sections, which in the traveling mode, is eight
     3  body feet or more in width or forty body feet or more in length, or when
     4  erected on site, is three hundred twenty or more square feet, and  which
     5  is  built  on  a permanent chassis and designed to be used as a dwelling
     6  with or without a permanent foundation when connected to required utili-
     7  ties, and includes the plumbing,  heating,  air-conditioning  and  elec-
     8  trical  systems contained therein] manufactured home as defined in para-
     9  graph fifty-three of subsection (a) of  section  9-102  of  the  uniform
    10  commercial code.
    11    §  4.  Clause  (ii)  of  item  1 of subparagraph (c) of paragraph 4 of
    12  subdivision 8 of section 235 of the banking law, as amended  by  chapter
    13  322 of the laws of 1993, is amended to read as follows:
    14    (ii)  "mobile  home" or "manufactured home" means a [structure, trans-
    15  portable in one or more sections, which in the traveling mode, is  eight
    16  body feet or more in width or forty body feet or more in length, or when
    17  erected  on site, is three hundred twenty or more square feet, and which
    18  is built on a permanent chassis and designed to be used  as  a  dwelling
    19  with or without a permanent foundation when connected to required utili-
    20  ties,  and  includes  the  plumbing, heating, air-conditioning and elec-
    21  trical systems contained therein] manufactured home as defined in  para-
    22  graph  fifty-three  of  subsection  (a)  of section 9-102 of the uniform
    23  commercial code.
    24    § 5. Clause (ii) of subparagraph 1 of paragraph (d) of  subdivision  2
    25  of section 380 of the banking law, as amended by chapter 322 of the laws
    26  of 1993, is amended to read as follows:
    27    (ii)  "mobile  home" or "manufactured home" means a [structure, trans-
    28  portable in one or more sections, which in the traveling mode, is  eight
    29  body feet or more in width or forty body feet or more in length, or when
    30  erected  on site, is three hundred twenty or more square feet, and which
    31  is built on a permanent chassis and designed to be used  as  a  dwelling
    32  with or without a permanent foundation when connected to required utili-
    33  ties,  and  includes  the  plumbing, heating, air-conditioning and elec-
    34  trical systems contained therein] manufactured home as defined in  para-
    35  graph  fifty-three  of  subsection  (a)  of section 9-102 of the uniform
    36  commercial code.
    37    § 6. Subdivision 2 of section 491 of the banking law,  as  amended  by
    38  chapter 322 of the laws of 1993, is amended to read as follows:
    39    2. "Motor vehicle" or "vehicle" means any device propelled or drawn by
    40  any  power  other  than  muscular  power, upon or by which any person or
    41  property is or may be transported or drawn upon a public  highway,  road
    42  or street. Unless otherwise specified, "motor vehicle" or "vehicle" also
    43  means a "mobile home" or "manufactured home". "Mobile home" or "manufac-
    44  tured  home"  means a [structure, transportable in one or more sections,
    45  which in the traveling mode, is eight body feet  or  more  in  width  or
    46  forty  body  feet  or  more in length, or when erected on site, is three
    47  hundred twenty or more square feet, and which is built  on  a  permanent
    48  chassis  and  designed to be used as a dwelling with or without a perma-
    49  nent foundation when connected to required utilities, and  includes  the
    50  plumbing,  heating,  air-conditioning  and  electrical systems contained
    51  therein] manufactured  home  as  defined  in  paragraph  fifty-three  of
    52  subsection (a) of section 9-102 of the uniform commercial code.
    53    §  7.  Subdivision  1  of section 301 of the personal property law, as
    54  amended by chapter 322 of the laws  of  1993,  is  amended  to  read  as
    55  follows:

        S. 4984                             3                            A. 7002
     1    1. "Motor vehicle" or "vehicle" means any device propelled or drawn by
     2  any  power  other  than  muscular  power, upon or by which any person or
     3  property is or may be transported or drawn upon a public  highway,  road
     4  or  street except that it shall not include a "snowmobile" as defined in
     5  subdivision three of section 21.05 of the parks, recreation and historic
     6  preservation  law.  "Motor  vehicle"  or  "vehicle" also means a "mobile
     7  home" or a "manufactured home". "Mobile  home"  or  "manufactured  home"
     8  means  a [structure, transportable in one or more sections, which in the
     9  traveling mode, is eight body feet or more in width or forty  body  feet
    10  or  more  in length, or when erected on site, is three hundred twenty or
    11  more square feet, and which is built on a permanent chassis and designed
    12  to be used as a dwelling with or without  a  permanent  foundation  when
    13  connected  to  required  utilities,  and includes the plumbing, heating,
    14  air-conditioning and electrical systems contained therein]  manufactured
    15  home  as  defined  in paragraph fifty-three of subsection (a) of section
    16  9-102 of the uniform commercial code.
    17    § 8. Section 122-c of the vehicle and traffic law, as added by chapter
    18  322 of the laws of 1993, is amended to read as follows:
    19    § 122-c. Mobile home or manufactured home. [A structure, transportable
    20  in one or more sections, which in the traveling mode, is eight body feet
    21  or more in width or forty body feet or more in length, or  when  erected
    22  on site, is three hundred twenty or more square feet, and which is built
    23  on  a  permanent  chassis  and designed to be used as a dwelling with or
    24  without a permanent foundation when connected to required utilities, and
    25  includes the plumbing, heating, air-conditioning and electrical  systems
    26  contained  therein.] The term "mobile home" or "manufactured home" shall
    27  have the same meaning as a manufactured home  as  defined  in  paragraph
    28  fifty-three of subsection (a) of section 9-102 of the uniform commercial
    29  code.
    30    §  9.  Paragraph  19 of subdivision (a) of section 2102 of the vehicle
    31  and traffic law, as added by chapter 322 of the laws of 1993, is amended
    32  to read as follows:
    33    (19) A [mobile home or a] manufactured  home,  manufactured  prior  to
    34  July  first, nineteen hundred ninety-four and designated by the manufac-
    35  turer as being a nineteen hundred  ninety-four  or  earlier  model  year
    36  [mobile  home or] manufactured home, [and] any [mobile home or] manufac-
    37  tured home, manufactured or assembled prior to January  first,  nineteen
    38  hundred  ninety-four  for  which  the  manufacturer has not designated a
    39  model year, and any "factory manufactured home" as defined  in  subdivi-
    40  sion eight of section three hundred seventy-two of the executive law.
    41    § 10. Section 2107 of the vehicle and traffic law is amended by adding
    42  thirteen  new  subdivisions (d), (e), (f), (g), (h), (i), (j), (k), (l),
    43  (m), (n), (o) and (p) to read as follows:
    44    (d) Except as provided in section twenty-one  hundred  seventeen-d  of
    45  this article, the commissioner shall not issue a certificate of title to
    46  a  manufactured home with respect to which there has been filed an affi-
    47  davit of affixation pursuant to paragraph five  of  subdivision  (a)  of
    48  section  twenty-one  hundred seventeen-a of this article, paragraph five
    49  of subdivision (a) of section twenty-one  hundred  seventeen-b  of  this
    50  article,  and  paragraph  five  of subdivision (a) of section twenty-one
    51  hundred seventeen-c of this article.
    52    (e) The commissioner shall file, upon receipt, each affidavit of affi-
    53  xation that is delivered in accordance with paragraph c  of  subdivision
    54  two  of  section two hundred ninety-six-a of the real property law, each
    55  declaration that is delivered pursuant to paragraph six  of  subdivision
    56  (a)  of  section twenty-one hundred seventeen-c of this article and each

        S. 4984                             4                            A. 7002
     1  affidavit of severance that is delivered in accordance with  subdivision
     2  nine  of section two hundred ninety-six-a of the real property law, when
     3  satisfied as to its genuineness and regularity.
     4    (f)  The  commissioner  shall  maintain  a record of each affidavit of
     5  affixation he or she files in accordance with subdivision  (e)  of  this
     6  section.  The  record  shall state the name of the owner of the manufac-
     7  tured home, the county of recordation, the date of recordation, the book
     8  and page number of each book of deeds where there has been  recorded  an
     9  affidavit  of affixation pursuant to paragraph (c) of subdivision two of
    10  section two hundred ninety-six-a of the real property law and this arti-
    11  cle, and if applicable, a statement that filed  with  the  affidavit  of
    12  affixation is a declaration pursuant to paragraph six of subdivision (a)
    13  of section twenty-one hundred seventeen-c of this article, and any other
    14  data the commissioner prescribes.
    15    (g)  The  commissioner  shall file, upon receipt, each application for
    16  surrender of the manufacturer's certificate  of  origin  relating  to  a
    17  manufactured  home  that is delivered in accordance with section twenty-
    18  one hundred seventeen-a of  this  article,  when  satisfied  as  to  its
    19  genuineness and regularity.
    20    (h) The commissioner shall maintain a record of each manufactured home
    21  manufacturer's  certificate of origin that he or she accepts for surren-
    22  der as provided in section twenty-one hundred seventeen-a of this  arti-
    23  cle.    The record shall state the name of the owner of the manufactured
    24  home, the date the manufacturer's certificate of  origin  was  delivered
    25  for  surrender,  the county of recordation, the date of recordation, and
    26  the book and page number of each book of  deeds  where  there  has  been
    27  recorded  an affidavit of affixation pursuant to paragraph (c) of subdi-
    28  vision two of section two hundred ninety-six-a of the real property  law
    29  and this article, and any other data the commissioner prescribes.
    30    (i)  The  commissioner  shall file, upon receipt, each application for
    31  surrender of the certificate of title relating to  a  manufactured  home
    32  that  is  delivered in accordance with section twenty-one hundred seven-
    33  teen-b of this article, when satisfied as to its genuineness  and  regu-
    34  larity.
    35    (j) The commissioner shall maintain a record of each manufactured home
    36  certificate of title that he or she accepts for surrender as provided in
    37  section twenty-one hundred seventeen-b of this article. The record shall
    38  state  the  name  of  the  owner  of the manufactured home, the date the
    39  certificate of title was delivered for surrender, the county of recorda-
    40  tion, the date of recordation, the book and page number of each book  of
    41  deeds  where there has been recorded an affidavit of affixation pursuant
    42  to paragraph (c) of subdivision two of section two hundred  ninety-six-a
    43  of  the  real  property  law  and  this  article, and any other data the
    44  commissioner prescribes.
    45    (k) The commissioner shall file, upon receipt,  each  application  for
    46  confirmation  of  conversion  relating  to  a  manufactured home that is
    47  delivered in accordance with section twenty-one hundred  seventeen-c  of
    48  this article, when satisfied as to its genuineness and regularity.
    49    (l)  The  commissioner shall maintain a record of each application for
    50  confirmation of conversion accepted as provided  in  section  twenty-one
    51  hundred  seventeen-c of this article. The record shall state the name of
    52  the owner of the manufactured home, the county of recordation, the  date
    53  of  recordation,  the  book  and page number of each book of deeds where
    54  there has been recorded an affidavit of affixation pursuant to paragraph
    55  (c) of subdivision two of section two hundred ninety-six-a of  the  real

        S. 4984                             5                            A. 7002
     1  property  law  and  this  article,  and  any other data the commissioner
     2  prescribes.
     3    (m)  The commissioner shall file, upon receipt, each application for a
     4  new certificate of title relating to a manufactured home that is  deliv-
     5  ered  in  accordance with section twenty-one hundred seventeen-d of this
     6  article, when satisfied as to its genuineness and regularity.
     7    (n) The commissioner shall maintain a  record  of  each  affidavit  of
     8  severance  he  or  she  files in accordance with subdivision (m) of this
     9  section and section twenty-one hundred seventeen-d of this article.  The
    10  record  shall  state the name of the owner of the manufactured home, the
    11  county of recordation, the date of recordation, the book and page number
    12  of each book of deeds where there has  been  recorded  an  affidavit  of
    13  severance  pursuant  to  subdivision nine of section two hundred ninety-
    14  six-a of the real property law, and  any  other  data  the  commissioner
    15  prescribes.
    16    (o)  Notwithstanding the provisions of any other law, the commissioner
    17  shall maintain the records required by this section indefinitely.
    18    (p) The commissioner shall establish electronic public access  to  the
    19  records  maintained  in  accordance with subdivisions (f), (h), (j), (l)
    20  and (n) of this section.
    21    § 11. Subdivision (e) of section 2108 of the vehicle and traffic  law,
    22  as  added  by  chapter  322  of  the laws of 1993, is amended to read as
    23  follows:
    24    (e) Notwithstanding any other provision of law, a certificate of title
    25  to a vehicle which is a [mobile home or a] manufactured home  issued  by
    26  the  commissioner  is prima facie evidence of the facts appearing on it,
    27  notwithstanding the fact that such vehicle, at any time, in any  manner,
    28  shall  have  become  [attached  to realty] affixed in any manner to real
    29  property.
    30    § 12. The vehicle and traffic  law  is  amended  by  adding  four  new
    31  sections 2117-a, 2117-b, 2117-c and 2117-d to read as follows:
    32    § 2117-a. Surrender of manufacturer's certificate of origin to a manu-
    33  factured  home.  (a)  The  owner  or  owners  of a manufactured home who
    34  possess the manufacturer's certificate of  origin  to  the  manufactured
    35  home  that  is affixed to a permanent foundation as provided in subdivi-
    36  sion one of section two hundred ninety-six-a of the real  property  law,
    37  or  which the owner or owners intend to affix to a permanent foundation,
    38  may surrender the manufacturer's certificate of origin to  the  manufac-
    39  tured home to the commissioner by filing with the commissioner an appli-
    40  cation  for  surrender  of  the  manufacturer's  certificate  of  origin
    41  containing or accompanied by:
    42    (1) the name, residence and mailing address of the owner;
    43    (2) a description of the manufactured home including, so  far  as  the
    44  following data exists: the name of the manufacturer, the make, the model
    45  name,  the  model  year,  the dimensions, and the vehicle identification
    46  number or numbers of the manufactured home and  whether  it  is  new  or
    47  used, and any other information the commissioner requires;
    48    (3)  the  date  of purchase by the owner of the manufactured home, the
    49  name and address of the person from whom the home was acquired  and  the
    50  names  and addresses of any lienholders in the order of apparent priori-
    51  ty;
    52    (4) a statement signed by the owner, stating either, (i) any facts  or
    53  information known to the owner that could reasonably affect the validity
    54  of  the title of the manufactured home or the existence or non-existence
    55  of security interests in or lien on it; or (ii) that no  such  facts  or
    56  information are known to the owner;

        S. 4984                             6                            A. 7002
     1    (5) the recorded original affidavit of affixation as provided by para-
     2  graph  (c) of subdivision two of section two hundred ninety-six-a of the
     3  real property law;
     4    (6) the original manufacturer's certificate of origin;
     5    (7)  the  name  and  mailing  address  of  each person wishing written
     6  acknowledgment of surrender from the commissioner; and
     7    (8) any other information and documents  the  commissioner  reasonably
     8  requires  to  identify  the owner of the manufactured home and to enable
     9  him or her to determine whether the owner satisfied the requirements  of
    10  paragraphs  (a),  (b)  and (c) of subdivision six of section two hundred
    11  ninety-six-a of the real property law  and  the  owner  is  entitled  to
    12  surrender  the manufacturer's certificate of origin and the existence or
    13  non-existence of security interests in the manufactured home.
    14    (b) When satisfied as to its genuineness and regularity of the surren-
    15  der of the manufacturer's certificate of origin to a  manufactured  home
    16  and  upon  satisfaction  of  the requirements of subdivision (a) of this
    17  section, the commissioner shall cancel the manufacturer's certificate of
    18  origin and update his or her records in accordance with  the  provisions
    19  of  subdivisions (g) and (h) of section twenty-one hundred seven of this
    20  article and  provide  written  acknowledgment  of  compliance  with  the
    21  provisions  of this section to each person identified in paragraph seven
    22  of subdivision (a) of this section.
    23    (c) Upon satisfaction of the requirements of this section  a  manufac-
    24  tured  home  shall be conveyed and encumbered as provided in subdivision
    25  seven of section two hundred ninety-six-a of the real property law.
    26    (d) Upon written  request,  the  commissioner  shall  provide  written
    27  acknowledgment of compliance with the provisions of this section.
    28    §  2117-b. Surrender of title to a manufactured home. (a) The owner or
    29  owners of a manufactured home that is covered by a certificate of  title
    30  and that is affixed to a permanent foundation as provided in subdivision
    31  one  of  section  two  hundred ninety-six-a of the real property law, or
    32  which the owner or owners intend to affix to a permanent foundation, may
    33  surrender the certificate of title  to  the  manufactured  home  to  the
    34  commissioner  by filing with the commissioner an application for surren-
    35  der of title containing or accompanied by:
    36    (1) the name, residence and mailing address of the owner;
    37    (2) a description of the manufactured home including, so  far  as  the
    38  following data exists: the name of the manufacturer, the make, the model
    39  name,  the  model  year,  the dimensions, and the vehicle identification
    40  number or numbers of the manufactured home and whether it is new or used
    41  and any other information the commissioner requires;
    42    (3) the date of purchase by the owner of the  manufactured  home,  the
    43  name  and  address of the person from whom the home was acquired and the
    44  names and addresses of any security interest holders and lienholders  in
    45  the order of apparent priority;
    46    (4)  a statement signed by the owner, stating either: (i) any facts or
    47  information known to the owner that could reasonably affect the validity
    48  of the title of the manufactured home or the existence or  non-existence
    49  of  security  interests in or liens on it; or (ii) that no such facts or
    50  information are known to the owner;
    51    (5) the recorded original affidavit of affixation as provided by para-
    52  graph (d) of subdivision two of section two hundred ninety-six-a of  the
    53  real property law;
    54    (6)  the  name  and  mailing  address  of  each person wishing written
    55  acknowledgement of surrender from the commissioner;

        S. 4984                             7                            A. 7002
     1    (7) the original certificate of title, which, upon concurrent transfer
     2  of title to the manufactured home, may be endorsed by the current  owner
     3  of record to his or her purchaser;
     4    (8)  any  release of lien required by subdivision (b) of this section;
     5  and
     6    (9) any other information and documents  the  commissioner  reasonably
     7  requires  to  identify  the owner of the manufactured home, to determine
     8  whether the owner satisfied the applicable requirements  of  subdivision
     9  six of section two hundred ninety-six-a of the real property law, and to
    10  enable  him or her to determine whether the owner is entitled to surren-
    11  der the certificate of title and the existence or non-existence of secu-
    12  rity interests in or liens on the manufactured home.
    13    (b) The commissioner shall not accept for surrender a  certificate  of
    14  title  to  a  manufactured  home  unless and until any liens pursuant to
    15  section twenty-one hundred five-a and any security interests pursuant to
    16  sections twenty-one hundred seven and  twenty-one  hundred  eighteen  of
    17  this article have been released.
    18    (c) When satisfied as to its genuineness and regularity of the surren-
    19  der  of a certificate of title to a manufactured home and upon satisfac-
    20  tion of the requirements of subdivisions (a) and (b)  of  this  section,
    21  the commissioner shall cancel the certificate of title and update his or
    22  her  records  in  accordance with the provisions of subdivisions (i) and
    23  (j) of section twenty-one hundred seven of this article. The commission-
    24  er shall also provide written  acknowledgment  of  compliance  with  the
    25  provisions  of this section to each person identified on the application
    26  for surrender of a certificate of title under paragraph six of  subdivi-
    27  sion (a) of this section.
    28    (d)  Upon  satisfaction of the requirements of this section a manufac-
    29  tured home shall be conveyed and  encumbered  as  provided  for  in  the
    30  provisions  of  subdivision  six  and  subdivision  seven of section two
    31  hundred ninety-six-a of the real property law.
    32    (e) Upon written  request,  the  commissioner  shall  provide  written
    33  acknowledgment of compliance with the provisions of this section.
    34    §  2117-c.  Confirmation of conversion of a manufactured home. (a) The
    35  owner or owners of a manufactured home that is not covered by a  certif-
    36  icate  of title or a manufacturer's certificate of origin, or of a manu-
    37  factured home that is covered by a manufacturer's certificate of  origin
    38  or  certificate  of  title but which the owner or owners, after diligent
    39  search and inquiry, are unable to produce, and  that  is  affixed  to  a
    40  permanent foundation, or which the owner intends to affix to a permanent
    41  foundation, may satisfy the requirements of paragraph (d) of subdivision
    42  two  of  section  two  hundred  ninety-six-a of the real property law by
    43  filing with the commissioner an application for confirmation of  conver-
    44  sion containing or accompanied by:
    45    (1) the name, residence and mailing address of the owner;
    46    (2)  a  description  of the manufactured home including, so far as the
    47  following data exists: the name of the manufacturer, the make, the model
    48  name, the model year, the dimensions,  and  the  vehicle  identification
    49  number or numbers of the manufactured home and whether it is new or used
    50  and any other information the commissioner requires;
    51    (3)  the  date  of purchase by the owner of the manufactured home, the
    52  name and address of the person from whom the home was acquired  and  the
    53  names  and addresses of any security interest holders and lienholders in
    54  the order of apparent priority;
    55    (4) a statement signed by the owner, stating either: (i) any facts  or
    56  information known to the owner that could reasonably affect the validity

        S. 4984                             8                            A. 7002
     1  of  the title of the manufactured home or the existence or non-existence
     2  of security interests  in or liens on it; or (ii) that no such facts  or
     3  information are known to the owner;
     4    (5)  the  recorded original of the affidavit of affixation as provided
     5  by paragraph (c) of subdivision two of section two hundred  ninety-six-a
     6  of the real property law;
     7    (6)  a sworn declaration by an attorney at law, duly admitted to prac-
     8  tice in the courts of the state of New York, or  an  agent  of  a  title
     9  insurance  company duly licensed to issue policies of title insurance in
    10  the state of New York, that the manufactured home is free and  clear  of
    11  or has been released or will be released from all record security inter-
    12  ests, liens and encumbrances; and: (i) any facts or information known to
    13  him or her that could reasonably affect the validity of the title of the
    14  manufactured  home  or the existence or non-existence of security inter-
    15  ests in it; or (ii) that no such facts or information are known  to  him
    16  or her; and
    17    (7)  the  name  and  mailing  address  of  each person wishing written
    18  acknowledgment of confirmation of conversion from the commissioner; and
    19    (8) any other information and documents  the  commissioner  reasonably
    20  requires to identify the owner of the manufactured home and to determine
    21  the  owner  satisfied  the applicable requirements of subdivision six of
    22  section two hundred ninety-six-a of  the  real  property  law,  and  the
    23  existence  or  non-existence  of  security  interests in or liens on the
    24  manufactured home.
    25    (b) When satisfied as to its genuineness and regularity of the confir-
    26  mation of conversion of a manufactured home and upon satisfaction of the
    27  requirements of subdivision (a) of this section, the commissioner  shall
    28  update  his or her records in accordance with the provisions of subdivi-
    29  sions (e), (k) and (l) of section twenty-one hundred seven of this arti-
    30  cle. The commissioner  shall  also  provide  written  acknowledgment  of
    31  compliance with the provisions of this section to each person identified
    32  on  the application for confirmation of conversion under paragraph seven
    33  of subdivision (a) of this section.
    34    (c) Upon satisfaction of the requirements of this section  a  manufac-
    35  tured  home  shall be conveyed and encumbered as provided in subdivision
    36  seven of section two hundred ninety-six-a of the real property law.
    37    (d) Upon written  request,  the  commissioner  shall  provide  written
    38  acknowledgment of compliance with the provisions of this section.
    39    §  2117-d. Application to reinstate certificate of title to a manufac-
    40  tured home. (a) Notwithstanding any other  provision  of  law,  where  a
    41  manufactured  home  has  been  affixed  to  a  permanent  foundation, as
    42  provided in subdivision one of section two hundred ninety-six-a  of  the
    43  real  property law, and an affidavit of affixation pursuant to paragraph
    44  (c) of subdivision two of section two hundred ninety-six-a of  the  real
    45  property  law  has been recorded as part of the real property records in
    46  the county in which the manufactured home  is  located,  and  where  the
    47  manufactured  home  subsequently  is  detached  or severed from the real
    48  property, the owner or owners may apply for a new certificate  of  title
    49  by  filing  with  the commissioner an application to issue a new certif-
    50  icate of title to a manufactured home containing or accompanied by:
    51    (1) the name, residence and mailing address of the owner;
    52    (2) a description of the manufactured home including, so  far  as  the
    53  following data exists: the name of the manufacturer, the make, the model
    54  name,  the  model  year,  the dimensions, and the vehicle identification
    55  number or numbers of the manufactured home and  whether  it  is  new  or
    56  used, and any other information the commissioner requires;

        S. 4984                             9                            A. 7002
     1    (3) a statement signed by the applicant, stating either: (i) any facts
     2  or  information  known to the applicant that could reasonably affect the
     3  validity of the title of the manufactured home or the existence or  non-
     4  existence  of security interests in or liens on it; or (ii) that no such
     5  facts or information are known to the applicant;
     6    (4) the recorded original of the affidavit of severance as provided by
     7  subdivision nine of section two hundred ninety six-a of the real proper-
     8  ty law;
     9    (5)  a sworn declaration by an attorney at law, duly admitted to prac-
    10  tice in the courts of the state of New York, or  an  agent  of  a  title
    11  insurance  company duly licensed to issue policies of title insurance in
    12  the state of New York, that the manufactured home is free and  clear  of
    13  all  security  interests,  liens  and  encumbrances or that all security
    14  interests, liens and encumbrances will be released, and: (i)  any  facts
    15  or  information  known  to  him  or her that could reasonably affect the
    16  validity of the title of the manufactured home or the existence or  non-
    17  existence  of  any  security interests in or lien on it; or (ii) that no
    18  such facts or information are known to him or her; and
    19    (6) any other information and documents  the  commissioner  reasonably
    20  requires  to  identify the manufactured home and to enable him or her to
    21  determine whether the owner is entitled to a certificate  of  title  and
    22  the  existence or non-existence of security interests in or liens on the
    23  manufactured home.
    24    (b) When satisfied as to its genuineness and regularity of the  appli-
    25  cation for a certificate of title to a manufactured home and upon satis-
    26  faction  of  the  requirements  of  subdivision (a) of this section, the
    27  commissioner shall issue a new certificate of title and  update  his  or
    28  her  records  in  accordance  with  the provisions of section twenty-one
    29  hundred seven of this article.
    30    (c) Immediately upon satisfaction of the requirements of this  section
    31  and  thereafter, a manufactured home shall be conveyed and encumbered as
    32  personal property as provided in this chapter.
    33    § 13. Subdivisions (d) and (e) of section  2118  of  the  vehicle  and
    34  traffic law, subdivision (d) as added by chapter 322 of the laws of 1993
    35  and  subdivision  (e)  as amended by chapter 84 of the laws of 2001, are
    36  amended to read as follows:
    37    (d) A security interest noted on a certificate of title to  a  vehicle
    38  which is a [mobile home or a] manufactured home shall have priority over
    39  [any  other] all subsequent liens or security interests except for those
    40  set forth in subdivision (c) of section [two  thousand  one]  twenty-one
    41  hundred three of this article.
    42    (e)  [After]  Except  as  otherwise  provided  in  sections twenty-one
    43  hundred seventeen-b and twenty-one hundred twenty-three of this article,
    44  and section two hundred ninety-six-a of the real property law,  after  a
    45  certificate  of  title  has  been  issued [in this state] for a [vehicle
    46  which is a mobile home or a] manufactured  home,  and  as  long  as  the
    47  [vehicle  which  is  a mobile home or a] manufactured home is subject to
    48  any security interest perfected pursuant to this  section,  the  commis-
    49  sioner shall not file an affidavit of affixation, nor revoke the certif-
    50  icate  of  title, nor issue a certificate of title under subdivision (a)
    51  of section twenty-one hundred seven of this article, and, in any  event,
    52  the validity and priority of any security interest perfected pursuant to
    53  this  section shall continue, notwithstanding the provision of any other
    54  law[, including but not limited to section 9--303 and section  9-313  of
    55  the uniform commercial code].

        S. 4984                            10                            A. 7002
     1    § 14. Section 2123 of the vehicle and traffic law, as amended by chap-
     2  ter 322 of the laws of 1993, is amended to read as follows:
     3    § 2123. Exclusiveness  of procedure. The method provided in this arti-
     4  cle of perfecting and giving notice of  security  interests  subject  to
     5  this  article  is  exclusive. Security interests subject to this article
     6  are hereby exempted from the provisions of law which otherwise relate to
     7  the perfection of security interests,  [including  but  not  limited  to
     8  section  9-313  of  the uniform commercial code] provided, however, that
     9  with respect to a manufactured home that is or  will  be  affixed  to  a
    10  permanent  foundation,  upon  recordation  of an affidavit of affixation
    11  pursuant to paragraph (c) of subdivision  two  of  section  two  hundred
    12  ninety-six-a  of  the real property law and satisfaction of the require-
    13  ments of section  twenty-one  hundred  seventeen-a,  twenty-one  hundred
    14  seventeen-b  or  twenty-one  hundred  seventeen-c  of  this article, any
    15  perfection or termination of a security interest with  respect  to  such
    16  manufactured  home  shall conform to the requirements of article nine of
    17  the real property law.
    18    § 15. Paragraph 2 of subdivision (a) of section 2124  of  the  vehicle
    19  and traffic law, as added by chapter 322 of the laws of 1993, is amended
    20  to read as follows:
    21    (2) [Notwithstanding any other provision of law] Except as provided in
    22  section  twenty-one  hundred  seventeen-b and subdivision (e) of section
    23  twenty-one hundred eighteen of this article, the commissioner shall  not
    24  suspend or revoke a certificate of title to a [vehicle which is a mobile
    25  home  or]  manufactured home by reason of the fact that, at any time, in
    26  any manner, it shall have become attached to [realty] real property.
    27    § 16. The real property law is amended by adding a new  section  296-a
    28  to read as follows:
    29    §  296-a.  Conveyance  and  encumbrance  of manufactured homes as real
    30  property. 1. Manufactured home; permanently affixed  to  real  property.
    31  For  purposes  of  this  section,  the  term "manufactured home" means a
    32  "manufactured home" as defined in paragraph  fifty-three  of  subsection
    33  (a) of section 9-102 of the uniform commercial code. Notwithstanding the
    34  foregoing,  for the purposes of 11 USC § 1322(b)(2), a manufactured home
    35  shall be deemed to be real property. For purposes of this section, arti-
    36  cle forty-six of the vehicle and traffic law, and the uniform commercial
    37  code, a manufactured home is "affixed to a permanent foundation"  if  it
    38  is  anchored  to  real property by attachment to a permanent foundation,
    39  and connected to a residential utility, such as water, gas, electricity,
    40  sewer or septic service.
    41    2. Conversion procedure. To convey or voluntarily encumber a  manufac-
    42  tured home as real property, the following conditions must be met:
    43    (a) The manufactured home shall be affixed to a permanent foundation;
    44    (b)  The  ownership  interests  in  the manufactured home and the real
    45  property to which the manufactured home is or shall be affixed shall  be
    46  identical,  provided,  however, that the owner of the manufactured home,
    47  if not the owner of the real property, is  in  possession  of  the  real
    48  property  under  the  terms of a lease in recordable form, and owner has
    49  the consent of the lessor of the real property; and
    50    (c) Each person having  an  ownership  interest  in  such  home  shall
    51  execute  and record with the recording officer of the county or counties
    52  in which the real property is located  an  affidavit  of  affixation  as
    53  provided  in  subdivision  three  of this section, and satisfy the other
    54  applicable requirements of this section.
    55    (d) Upon receipt of the  recorded  original  affidavit  of  affixation
    56  pursuant  to  subdivision  five  of  this section, any person designated

        S. 4984                            11                            A. 7002
     1  therein for filing with the commissioner of motor  vehicles  shall  file
     2  the  recorded original of affidavit of affixation with the commissioner.
     3  In the case where the home is covered by a manufacturer's certificate of
     4  origin,  the  recorded original affidavit of affixation and the original
     5  manufacturer's certificate of title shall be filed with the commissioner
     6  pursuant to section twenty-one hundred seventeen-a of  the  vehicle  and
     7  traffic  law. In the case the home is covered by a certificate of title,
     8  the recorded original affidavit of affixation and the  original  certif-
     9  icate  of  title shall be filed with the commissioner in accordance with
    10  section twenty-one hundred seventeen-b of the vehicle and  traffic  law.
    11  In  the  case the home is not covered by a manufacturer's certificate of
    12  origin or a certificate of title, or where a manufactured home  that  is
    13  covered  by  a  manufacturer's  certificate  of origin or certificate of
    14  title but which the owner or owners, after diligent search and  inquiry,
    15  are  unable  to  produce,  the recorded original affidavit of affixation
    16  shall be filed with the commissioner in accordance with section  twenty-
    17  one hundred seventeen-c of the vehicle and traffic law.
    18    3.  Affidavit  of  affixation.    (a) An affidavit of affixation shall
    19  contain or be accompanied by:
    20    (i) so far as the data exists, the name of the manufacturer, the make,
    21  the model name, the model year, the dimensions, and  the  vehicle  iden-
    22  tification number or numbers of the manufactured home, and whether it is
    23  new or used;
    24    (ii)(A)  a  statement  that  the  party executing the affidavit is the
    25  owner of the real property described therein or, (B) if not the owner of
    26  the real property, (1) a statement that the party executing the  affida-
    27  vit  is  in  possession  of the real property pursuant to the terms of a
    28  lease in recordable form, and (2) the consent of the lessor of the  real
    29  property  shall  be  endorsed  upon  or attached to the affidavit and be
    30  acknowledged or proved in the manner as to entitle a  conveyance  to  be
    31  recorded;
    32    (iii) the street address and the legal description of the real proper-
    33  ty upon which the manufactured home is or will be affixed to a permanent
    34  foundation;
    35    (iv)  as  applicable, (A) if the manufactured home is not covered by a
    36  certificate of title, a statement by the owner or owners to that effect;
    37  and
    38    (1) a copy of the original manufacturer's certificate  of  origin  for
    39  the manufactured home, duly endorsed to the owner or owners of the manu-
    40  factured  home;  a statement that annexed to the affidavit of affixation
    41  is a copy of the original manufacturer's certificate of origin  for  the
    42  manufactured  home,  duly endorsed to the owner of the manufactured home
    43  and that the owner of the manufactured home shall surrender the original
    44  manufacturer's certificate of origin to the commissioner of motor  vehi-
    45  cles; or
    46    (2)  a  statement that the owner or owners of the home, after diligent
    47  search and inquiry, are unable to produce  the  original  manufacturer's
    48  certificate  of  origin  for the manufactured home and that the owner of
    49  the manufactured home shall apply to the commissioner of motor  vehicles
    50  for a confirmation of conversion of the manufactured home;
    51    (B)  if  the  manufactured  home is covered by a certificate of title,
    52  either:
    53    (1) a statement by the owner of the manufactured home that  the  manu-
    54  factured  home  is covered by a certificate of title, the date the title
    55  was issued, the title number, a copy of the certificate of title for the
    56  manufactured home, naming or duly endorsed to the owner or owners of the

        S. 4984                            12                            A. 7002
     1  manufactured home; a statement that annexed to the affidavit of  affixa-
     2  tion  is  a  copy of the certificate of title for the manufactured home,
     3  naming or duly endorsed to the owner or owners of the manufactured home;
     4  and  that  the  owner or owners of the manufactured home shall surrender
     5  the original certificate of title to the commissioner of motor vehicles;
     6  or
     7    (2) a statement by the owner of the manufactured home, after  diligent
     8  search  and  inquiry,  is unable to produce the certificate of title for
     9  the manufactured home and that the owner of the manufactured home  shall
    10  apply  to  the  commissioner  of  motor  vehicles  for a confirmation of
    11  conversion of the manufactured home; or
    12    (C) if the manufactured home is covered by  neither  a  manufacturer's
    13  certificate  of  origin  nor  a certificate of title, a statement by the
    14  owner of the manufactured home to that effect and that the owner of  the
    15  manufactured  home shall apply to the commissioner of motor vehicles for
    16  a confirmation of conversion;
    17    (v) a statement whether or not the manufactured home is subject to one
    18  or more security interests or liens, and:
    19    (1) if the manufactured home is subject to one or more security inter-
    20  ests, the name and address of each party holding a security interest  in
    21  or  lien  on  the manufactured home, including but not limited to, those
    22  shown on any certificate of title issued by the  commissioner  of  motor
    23  vehicles,  if  any,  and  a statement that the security interest or lien
    24  shall be released; or
    25    (2) a statement that each security interest in or lien on the manufac-
    26  tured home, if any, has been released, together with due proof  of  each
    27  such release, if any;
    28    (vi)  a statement that the manufactured home is or shall be affixed to
    29  a permanent foundation;
    30    (vii) the name and address of the person  designated  for  filing  the
    31  recorded original affidavit of affixation with the commissioner of motor
    32  vehicles,  to  whom  the recording officer shall return the affidavit of
    33  affixation after it has been duly recorded in the real property records,
    34  as provided in this section.
    35    (b) The affidavit of affixation shall be in  the  form  set  forth  in
    36  paragraph  (c)  of this subdivision, duly acknowledged or proved in like
    37  manner as to entitle a conveyance to be recorded and  when  so  acknowl-
    38  edged or proved, upon payment of the lawful fees therefor, the recording
    39  officer  shall  immediately  cause  the  affidavit of affixation and any
    40  attachments thereto, to be duly recorded and indexed in  the  record  of
    41  deeds.
    42    (c)  The  affidavit of affixation shall conform to the requirements of
    43  this subdivision. An affidavit of affixation shall be in  the  form  set
    44  forth below:
    45  _______________________, 20____
    46  Date
    47  _______________________________
    48  Place of Recording
    49  Record & Return by [] Mail [] Pickup to:
    50  _______________________________
    51  Name
    52  _______________________________
    53  Address 1

        S. 4984                            13                            A. 7002
     1  _______________________________
     2  Address 2
     3                  MANUFACTURED HOME AFFIDAVIT OF AFFIXATION
     4  Homeowner, being duly sworn, on his or her oath, states as follows:
     5  1. Homeowner owns the manufactured home ("Home") described as follows:
     6  _________________________________________________________________________
     7  New/Used Year           Manufacturer's Name       Model Name or Model No.
     8  _________________________________________________________________________
     9  Manufacturer's Serial No.                                  Length / Width
    10  2. The Home is or will be located at the following "Property Address":
    11  _________________________________________________________________________
    12  Street or Route        City       County            State        Zip Code
    13  3. The legal description of the Property Address ("Land") is:
    14  _________________________________________________________________________
    15  _________________________________________________________________________
    16  _________________________________________________________________________
    17  4. The Homeowner is the owner of the Land or, if not the owner of the
    18     Land, is in possession of the real property pursuant to a lease in
    19     recordable form, and the consent of the lessor is attached to this
    20     Affidavit.
    21  5. The Home is, or shall be promptly upon delivery, anchored to the Land
    22     by attachment to a permanent foundation and connected to appropriate
    23     residential utilities (e.g., water, gas, electricity, sewer).
    24  6. Homeowner intends that the Home be an immovable fixture and a
    25     permanent improvement to the Land.
    26  7. The Home shall be assessed and taxed as an improvement to the Land.
    27  8. Homeowner shall initial only one of the following, as it applies to
    28     title to the Home.
    29     [__] The Home is not covered by a certificate of title. A copy of the
    30     manufacturer's certificate of origin, duly endorsed to the Homeowner,
    31     is  attached  to  this  Affidavit.  The Homeowner shall surrender the
    32     original manufacturer's certificate of origin.
    33     [__] The Home is not covered by a certificate of title.  After  dili-
    34     gent  search  and  inquiry,  the  Homeowner  is unable to produce the
    35     original manufacturer's certificate of origin.
    36     [__] The Home is covered by a certificate of title. A copy of the
    37     certificate of title is attached to  this  Affidavit.  The  Homeowner
    38     shall surrender the original certificate of title.

        S. 4984                            14                            A. 7002
     1     IN WITNESS WHEREOF, Homeowner(s) has executed this Affidavit in my
     2  presence and in the presence of the undersigned witnesses on this
     3  ___________ day of _______________________, __________.
     4  _________________________(Seal)        _________________________(Seal)
     5  Homeowner #1                           Witness
     6  _________________________              _________________________
     7  Printed Name                                Printed Name
     8  _________________________(Seal)        _________________________(Seal)
     9  Homeowner #2                           Witness
    10  _________________________              _________________________
    11  Printed Name                                Printed Name
    12  STATE OF ___________________  )
    13                                ) ss.:
    14  COUNTY OF __________________  )
    15       On  the  _____________  day  of  _______________  in the year _____
    16  before me, the undersigned, a Notary  Public  in  and  for  said  State,
    17  personally appeared
    18  _______________________________________________________________________,
    19  personally  known  to  me  or  proved to me on the basis of satisfactory
    20  evidence to be the individual(s) whose name(s) is(are) subscribed to the
    21  within instrument and acknowledged to me that he/she/they  executed  the
    22  same   in   his/her/their   capacity(ies),  and  that  by  his/her/their
    23  signature(s) on the instrument, the  individual(s),  or  the  person  on
    24  behalf of which the individual(s) acted, executed the instrument.
    25  _______________________________
    26  Notary Signature
    27  _______________________________
    28  Notary Printed Name
    29  Notary Public; State of _______________
    30  Qualified in the County of ____________
    31  My commission expires: ________________
    32  Official Seal:
    33  Lender's Statement of Intent:
    34  The undersigned ("Lender") intends that the Home be an immovable fixture
    35  and a permanent improvement to the Land.
    36  _______________________________
    37        Lender
    38  By:____________________________
    39        Authorized Signature

        S. 4984                            15                            A. 7002
     1  STATE OF _________________  )
     2                              ) ss.:
     3  COUNTY OF ________________  )
     4  On  the ____________ day of ________ in the year ________ before me, the
     5  undersigned, a Notary Public in and for said State, personally appeared
     6  _______________________________________________________________________,
     7  personally known to me or proved to me  on  the  basis  of  satisfactory
     8  evidence to be the individual(s) whose name(s) is(are) subscribed to the
     9  within  instrument  and acknowledged to me that he/she/they executed the
    10  same  in  his/her/their  capacity(ies),  and   that   by   his/her/their
    11  signature(s)  on  the  instrument,  the  individual(s), or the person on
    12  behalf of which the individual(s) acted, executed the instrument.
    13  _______________________________
    14  Notary Signature
    15  _______________________________
    16  Notary Printed Name
    17  Notary Public; State of _________________
    18  Qualified in the County of ______________
    19  My commission expires: __________________
    20  Official Seal:
    21    (d) The fee for recording an affidavit of affixation shall be  twenty-
    22  five dollars.
    23    4.  Disposition  of liens.  Neither the act of affixing a manufactured
    24  home to real property, nor the recording of the affidavit of  affixation
    25  shall  impair the rights of any holder of a security interest in a manu-
    26  factured home perfected as provided in section twenty-one hundred  eigh-
    27  teen  of  the  vehicle  and traffic law, unless and until the due filing
    28  with and acceptance by the commissioner of motor vehicles of an applica-
    29  tion to surrender the title and a release of any  lien  as  provided  in
    30  section  twenty-one  hundred  twenty-one of the vehicle and traffic law.
    31  Upon the filing of such a release, the security interest  created  under
    32  the  vehicle  and traffic law terminates.  The recording of an affidavit
    33  of affixation does not change the character  of  the  lien  noted  on  a
    34  certificate  of title, and no mortgage recording tax shall be imposed at
    35  the time an affidavit of affixation is recorded or upon any lien upon  a
    36  manufactured home created under the vehicle and traffic law.
    37    5. Notice to commissioner of motor vehicles.  Upon payment of the fees
    38  provided  by law and recordation of the affidavit of affixation or affi-
    39  davit of severance, the recording officer shall endorse the affidavit as
    40  "recorded in land records", setting forth thereon the indexing  informa-
    41  tion  for  the affidavit of affixation or the affidavit of severance and
    42  the recording officer shall  forthwith  forward  the  recorded  original
    43  affidavit  of  affixation  or  the  affidavit of severance to the person
    44  designated therein for filing with the commissioner of motor vehicles.
    45    6. Time of conversion: A manufactured home shall be deemed to be  real
    46  property  and shall be governed by the laws applicable thereto, upon the
    47  occurrence of all of the following events:
    48    (a) the manufactured home is affixed  to  a  permanent  foundation  as
    49  provided in subdivision one of this section,

        S. 4984                            16                            A. 7002
     1    (b)  an  affidavit  of  affixation  conforming  to the requirements of
     2  subdivision three of this section has been duly recorded,
     3    (c)  the recorded original of the affidavit of affixation is delivered
     4  to the commissioner of motor vehicles as provided in subdivision five of
     5  this section,
     6    (d) the requirements of section twenty-one hundred seventeen-a,  twen-
     7  ty-one hundred seventeen-b, or section twenty-one hundred seventeen-c of
     8  the vehicle and traffic law, as applicable, are satisfied.
     9    (e)  Notwithstanding  the  provisions of paragraphs (a), (b), (c), and
    10  (d) of this subdivision, if an application to surrender a manufacturer's
    11  certificate of origin pursuant to section twenty-one hundred seventeen-a
    12  of the vehicle and traffic law, an application to  surrender  a  certif-
    13  icate of title pursuant to section twenty-one hundred seventeen-b of the
    14  vehicle  and  traffic law, or an application for confirmation of conver-
    15  sion pursuant to section twenty-one hundred seventeen-c of  the  vehicle
    16  and traffic law is delivered to the commissioner of motor vehicles with-
    17  in thirty days of recording the related affidavit of affixation with the
    18  recording  officer in the county in which the real property to which the
    19  manufactured home is or shall be affixed and the application  is  there-
    20  after  accepted  by  the  commissioner, the requirements of this section
    21  shall be deemed satisfied as of the date the affidavit of affixation  is
    22  recorded.
    23    7.  Conveyance  and  encumbrance as real property. When a manufactured
    24  home is deemed to be real property as provided  in  subdivision  six  of
    25  this  section,  any mortgage, lien or security interest which can attach
    26  to land, buildings erected thereon or fixtures  affixed  thereto,  shall
    27  attach, as of the date of recording in the same manner as real property.
    28  Title  to  such  manufactured home shall be transferred by deed or other
    29  form of conveyance that is effective to transfer  an  interest  in  real
    30  property, together with the land to which such structure is affixed. The
    31  manufactured  home  shall  be  deemed  to  be real property and shall be
    32  governed by the laws of this state applicable to real property.
    33    8. Manufactured homes that remain  personal  property  or  a  fixture.
    34  Except  as  provided  in subdivisions three, five, six and seven of this
    35  section, an affidavit of affixation is not  necessary  or  effective  to
    36  convey or encumber a manufactured home or to change the character of the
    37  manufactured home to real property.
    38    9.  Affidavit  of severance.   (a) If and when a manufactured home for
    39  which an affidavit of affixation has   been  recorded,  is  detached  or
    40  severed from the real property where it is affixed, any person having an
    41  interest  in  the  real property may record an affidavit of severance in
    42  the land records of the county where the affidavit  of  affixation  with
    43  respect  to  the  home  is  recorded.  The  affidavit of severance shall
    44  contain or be accompanied by:
    45    (i) the name, residence and mailing address of the owner of the  manu-
    46  factured home;
    47    (ii)  a  description of the manufactured home including, so far as the
    48  following data exists: the name of the manufacturer, the make, the model
    49  name, the model year, the dimensions,  and  the  vehicle  identification
    50  number  or  numbers  of  the  manufactured home and whether it is new or
    51  used;
    52    (iii) a statement of book number, page number and date of  recordation
    53  of the affidavit of affixation;
    54    (iv)  a statement of either, (A) any facts or information known to the
    55  affiant that could reasonably affect the validity of the  title  of  the
    56  manufactured  home  or the existence or non-existence of security inter-

        S. 4984                            17                            A. 7002
     1  ests in it or liens on it, or (B) that no such facts or information  are
     2  known to the affiant;
     3    (v)  a sworn declaration by an attorney-at-law, duly admitted to prac-
     4  tice in the courts of the state of New York, or an agent  of  the  title
     5  insurance  company duly licensed to issue policies of title insurance in
     6  the state of New York that the manufactured home is free  and  clear  of
     7  all  security  interests,  liens  and encumbrances, and (A) any facts or
     8  information known to him or her that could reasonably affect the validi-
     9  ty of the title of the manufactured home or the existence  or  non-exis-
    10  tence of security interests in or liens on it; or (B) that no such facts
    11  or information are known to him or her; and
    12    (vi)  the  name and address of the person designated for recording the
    13  affidavit of severance with the commissioner of motor vehicles, to  whom
    14  the  recording officer shall deliver the affidavit of severance after it
    15  has been duly recorded in the real property records, as provided in this
    16  section.
    17    (b) The affidavit of severance shall be in the form set forth in para-
    18  graph (c) of this subdivision duly acknowledged or proved in like manner
    19  as to entitle a conveyance to be recorded and when  so  acknowledged  or
    20  proved, upon payment of the lawful fees therefor, such recording officer
    21  shall immediately cause the affidavit and any attachments thereto, to be
    22  duly recorded and indexed in the record of deeds.
    23    (c)  The  affidavit  of severance shall conform to the requirements of
    24  this section. An affidavit of severance shall be in the form  set  forth
    25  below:
    26  ______________, 20 _____          FILING INSTRUCTIONS: ______, ________,
    27  Date                                                   _______ _______.
    28  ________________________
    29  Place of Recording
    30  Prepared by:                       Record & Return by [] Mail [] Pickup
    31                                                                   to:
    32  _______________________________    ________________________________
    33  Name    Bar No. (if applicable)    Name
    34  _______________________________    ________________________________
    35  Address 1                          Address 1
    36  _______________________________    ________________________________
    37  Address 2                          Address 2
    38  _______________________________    ________________________________
    39  Telephone Number                   Telephone Number
    40                  MANUFACTURED HOME AFFIDAVIT OF SEVERANCE
    41  STATE OF  __________________  )
    42                                )  ss.:
    43  COUNTY OF __________________  )
    44  BEFORE  ME,  the  undersigned  notary  public,  on  this  day personally
    45  appeared Homeowner(s) known to me to  be  the  person(s)  whose  name(s)
    46  is/are subscribed below (each a "Homeowner"), and who, being by me first
    47  duly sworn, did each on his or her oath state as follows:

        S. 4984                            18                            A. 7002
     1  1.  The  legal  description of the real property from which the manufac-
     2      tured home ("Home"), described below, is or will be severed ("Land")
     3      is:
        ________________________________________________________________________
        ________________________________________________________________________
        ________________________________________________________________________
        ________________________________________________________________________
     4  2. The Homeowner(s) reside at the following address:
     5  ________________________________________________________________________
     6  Street or Route               City        County      State    Zip Code
     7  Mailing address, if different:
     8  ________________________________________________________________________
     9  Street or Route               City        County      State    Zip Code
    10  3. Homeowner owns the Home described as follows:
    11  ________________________________________________________________________
    12  New/Used       Manf.           Model Name        Manf.     Length/Width
    13    Year       Name/Make        and Model No.   Serial No.
    14  4. The Home is or was located at the following "Property Address":
    15  ________________________________________________________________________
    16  Street or Route               City        County      State    Zip Code
    17  5. An  Affidavit  of Affixation was duly recorded in the land records of
    18     _______________________ County on  _______________________,  with  an
    19     instrument  number  of  _____________ and/or in the Deed Book in book
    20     number _____________  at  page  number  __________.  A  copy  of  the
    21     recorded Affidavit of Affixation is attached to this Affidavit.
    22  6. The  Home  is  subject  to  the  following security interest (each, a
    23     "Security interest"):
    24  Name of Lienholder: _______________ Name of Lienholder: ________________
    25  Address: __________________________ Address: ___________________________
    26  Original Principal                  Original Principal
    27  Amount Secured: ___________________ Amount Secured: ____________________
    28  7. Other than those disclosed in this Affidavit, (i)  the  Homeowner  is
    29     not  aware of any facts or information known to him or her that could
    30     reasonably affect the validity of the title of the manufactured  home
    31     or  the  existence or non-existence of security interests in or liens
    32     on it or (ii) that no such facts or  information  are  known  to  the
    33     Homeowner.
    34  8. The  sworn statement of an attorney at law, duly admitted to practice
    35     in the courts of the state of New York, or an agent of a title insur-
    36     ance company duly licensed to issue policies of  title  insurance  in
    37     the  state  of  New York is attached ("Severance Certification"). The

        S. 4984                            19                            A. 7002
     1     Severance Certification states that the manufactured home is free and
     2     clear of all security interests, liens and encumbrances or all  secu-
     3     rity  interests, liens and encumbrances will be released, and (A) any
     4     facts  or  information  known to him that could reasonably affect the
     5     validity of the title of the manufactured home or  the  existence  or
     6     non-existence of security interests in or liens on it; or (B) that no
     7     such facts or information are known to him.
     8  9. The  Homeowner  designates  the following person to file the recorded
     9     copy of this  Manufactured  Home  Affidavit  of  Severance  with  the
    10     Department  of Motor Vehicles. After recording of this Affidavit, the
    11     county clerk court shall return the recorded copy to this  designated
    12     person:
    13     Name: ___________________________
    14     Address: ____________________________________
    15  10. This Affidavit is executed by Homeowner(s) pursuant to applicable
    16      state law.
    17  IN WITNESS WHEREOF, Homeowner(s) has executed this Affidavit in my pres-
    18  ence on this __________ day of __________________, _________.
    19  ________________________________(SEAL)
    20  Homeowner #1
    21  ________________________________
    22  Printed Name
    23  ________________________________(SEAL)
    24  Homeowner #2
    25  ________________________________
    26  Printed Name
    27  STATE OF _______________ )
    28                           ) ss.:
    29  COUNTY OF _______________)
    30       On the ________ day of _________________ in the year _______ before
    31  me,  the  undersigned, a Notary Public in and for said State, personally
    32  appeared
    33  ___________________________________________________________________,
    34  personally known to me or proved to me  on  the  basis  of  satisfactory
    35  evidence to be the individual(s) whose name(s) is(are) subscribed to the
    36  within  instrument  and acknowledged to me that he/she/they executed the
    37  same  in  his/her/their  capacity(ies),  and   that   by   his/her/their
    38  signature(s)  on  the  instrument,  the  individual(s), or the person on
    39  behalf of which the individual(s) acted, executed the instrument.

        S. 4984                            20                            A. 7002
     1  ___________________________________________
     2  Notary Signature
     3  ___________________________________________
     4  Notary Printed Name
     5  Notary Public; State of ___________________
     6  Qualified in the County of ________________
     7  My commission expires: ___________________
     8  Official Seal:
     9    (d)  The  fee for recording an affidavit of severance shall be twenty-
    10  five dollars.
    11    (e) Upon receipt from the recording officer of the affidavit of sever-
    12  ance by the person presenting the affidavit for recording,  such  person
    13  shall forthwith deliver for filing to the commissioner of motor vehicles
    14  the affidavit of severance and other documents provided in this subdivi-
    15  sion.
    16    10.  Documents  in trust.   (a) The holder of a manufacturer's certif-
    17  icate of origin to a manufactured home may deliver it to any  person  to
    18  facilitate  conveying  or encumbering the home. Any person receiving any
    19  such manufacturer's certificate of origin so delivered holds it in trust
    20  for the person delivering it.
    21    (b) The holder of a certificate of title to a  manufactured  home  may
    22  deliver  it  to  any  person  to facilitate conveying or encumbering the
    23  home. Any person receiving any such manufacturer's certificate of origin
    24  so delivered holds it in trust for the person delivering it.
    25    (c) The holder of a security  interest  in  a  manufactured  home  may
    26  deliver  lien release documents to any person to facilitate conveying or
    27  encumbering the home. Any person receiving any such documents so  deliv-
    28  ered holds the documents in trust for the lienholder.
    29    11.  Impairment  of  rights.  Nothing in this section shall impair any
    30  rights existing under law prior to the effective date of this section of
    31  anyone claiming an interest in a manufactured home.
    32    § 17. Regulations.  The  commissioner  of  motor  vehicles  is  hereby
    33  authorized  and  directed  to promulgate rules and regulations necessary
    34  for the implementation of this act.
    35    § 18. This act shall take effect January 1,  2021.    Effective  imme-
    36  diately, the addition, amendment and/or repeal of any rule or regulation
    37  necessary  for  the implementation of this act on its effective date are
    38  authorized to be made and completed on or before such effective date.
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