Bill Text: NY A07016 | 2019-2020 | General Assembly | Introduced

New York Assembly Bill 7016 (Prior Session Legislation)

Introduced

Bill Title: Prohibits discrimination in the issuance of certain insurance policies based upon inquiries in which loss or damage is revealed.

Spectrum: Partisan Bill (Democrat 1-0)

Status: (Introduced - Dead) 2020-01-08 - referred to insurance [A07016 Detail]

Download: New_York-2019-A07016-Introduced.html



                STATE OF NEW YORK
        ________________________________________________________________________
                                          7016
                               2019-2020 Regular Sessions
                   IN ASSEMBLY
                                      April 3, 2019
                                       ___________
        Introduced  by  M. of A. PEOPLES-STOKES -- read once and referred to the
          Committee on Insurance
        AN ACT to amend the insurance law, in relation to  discrimination  based
          on inquiries
          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:
     1    Section 1. The insurance law is amended by adding a new  section  2617
     2  to read as follows:
     3    § 2617. Discrimination based on inquiries. (a) No insurer shall report
     4  to  an insurance support organization or company that collects and main-
     5  tains claims history reports from insurers, any inquiry about a  policy,
     6  including  any inquiry in which loss or damage is revealed under a home-
     7  owners', personal lines fire, or non-business  motor  vehicle  insurance
     8  policy.
     9    (b)  No insurer shall refuse to issue or renew a homeowners', personal
    10  lines fire, or non-business motor vehicle insurance  policy,  impose  or
    11  offer  a higher rate or premium for any such policy, or assign to a more
    12  expensive affiliate, rating tier or category, an  insured  or  applicant
    13  for  any such policy on the basis of any inquiry about a policy, includ-
    14  ing any inquiry in which loss or damage is revealed to  the  insurer  or
    15  any  previous  insurers, or on the basis of any such inquiry reported to
    16  or recorded  by  an  insurance  support  organization  or  company  that
    17  collects and maintains claims history reports from insurers.
    18    §  2.  This  act shall take effect on the thirtieth day after it shall
    19  have become a law.
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD10798-01-9