Bill Text: NY A09667 | 2019-2020 | General Assembly | Introduced


Bill Title: Requires insurance coverage parity for primary care services delivered via telehealth, where both the insured individual and the health care provider are located in a clinical setting.

Spectrum: Partisan Bill (Democrat 8-0)

Status: (Introduced - Dead) 2020-02-04 - referred to insurance [A09667 Detail]

Download: New_York-2019-A09667-Introduced.html



                STATE OF NEW YORK
        ________________________________________________________________________

                                          9667

                   IN ASSEMBLY

                                    February 4, 2020
                                       ___________

        Introduced  by M. of A. WOERNER -- read once and referred to the Commit-
          tee on Insurance

        AN ACT to amend the insurance law and the public health law, in relation
          to requiring insurance coverage parity for certain services  delivered
          via telehealth

          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:

     1    Section 1. Section 3217-h of the insurance law, as added by chapter  6
     2  of the laws of 2015, is amended to read as follows:
     3    §  3217-h.  Telehealth  delivery of services. (a) An insurer shall not
     4  exclude from coverage a service that is otherwise covered under a policy
     5  that provides comprehensive coverage for hospital, medical  or  surgical
     6  care  because  the  service is delivered via telehealth, as that term is
     7  defined in subsection (b) of this section; provided,  however,  that  an
     8  insurer  may  exclude  from coverage a service by a health care provider
     9  where the provider is not otherwise covered under the policy. An insurer
    10  may subject the coverage  of  a  service  delivered  via  telehealth  to
    11  co-payments,  coinsurance or deductibles provided that they are at least
    12  as favorable to the insured as those established for  the  same  service
    13  when  not  delivered via telehealth. An insurer may subject the coverage
    14  of a service delivered via telehealth to reasonable utilization  manage-
    15  ment  and  quality assurance requirements that are consistent with those
    16  established for the same service when not delivered via  telehealth.  An
    17  insurer  shall reimburse primary care services delivered via telehealth,
    18  where both the insured individual  and  the  health  care  provider  are
    19  located in a clinical setting, on the same basis and at the same rate as
    20  would  apply  to  such  services  if  the services had been delivered in
    21  person.
    22    (b) For purposes of this section[,] the following terms shall have the
    23  following meanings:
    24    (1) "telehealth" means the use of electronic information and  communi-
    25  cation  technologies  by  a  health care provider to deliver health care
    26  services to an insured individual while such individual is located at  a

         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD14311-02-9

        A. 9667                             2

     1  site  that  is different from the site where the health care provider is
     2  located; and
     3    (2) "clinical setting" means a site which is a facility licensed under
     4  article  twenty-eight  or  forty of the public health law, a facility as
     5  defined in subdivision six of section 1.03 of the mental hygiene law, or
     6  a private physician's office, nurse practitioner's office  or  midwifery
     7  located within the state of New York.
     8    § 2. Section 4306-g of the insurance law, as added by chapter 6 of the
     9  laws of 2015, is amended to read as follows:
    10    § 4306-g. Telehealth delivery of services. (a) A corporation shall not
    11  exclude  from  coverage  a  service  that  is  otherwise covered under a
    12  contract that provides comprehensive coverage for hospital,  medical  or
    13  surgical  care  because the service is delivered via telehealth, as that
    14  term is defined in subsection (b) of this  section;  provided,  however,
    15  that  a corporation may exclude from coverage a service by a health care
    16  provider where the provider is not otherwise covered under the contract.
    17  A corporation may subject the coverage of a service delivered via  tele-
    18  health to co-payments, coinsurance or deductibles provided that they are
    19  at  least  as favorable to the insured as those established for the same
    20  service when not delivered via telehealth. A corporation may subject the
    21  coverage of a service delivered via telehealth to reasonable utilization
    22  management and quality assurance requirements that are  consistent  with
    23  those  established  for  the  same  service when not delivered via tele-
    24  health.  A corporation shall reimburse primary care  services  delivered
    25  via  telehealth,  where  both the insured individual and the health care
    26  provider are located in a clinical setting, on the same basis and at the
    27  same rate as would apply to such  services  if  the  services  had  been
    28  delivered in person.
    29    (b) For purposes of this section[,] the following terms shall have the
    30  following meanings:
    31    (1)  "telehealth" means the use of electronic information and communi-
    32  cation technologies by a health care provider  to  deliver  health  care
    33  services  to an insured individual while such individual is located at a
    34  site that is different from the site where the health care  provider  is
    35  located; and
    36    (2) "clinical setting" means a site which is a facility licensed under
    37  article  twenty-eight  or  forty of the public health law, a facility as
    38  defined in subdivision six of section 1.03 of the mental hygiene law, or
    39  a private physician's office, nurse practitioner's office  or  midwifery
    40  located within the state of New York.
    41    § 3. Section 4406-g of the public health law, as added by chapter 6 of
    42  the laws of 2015, is amended to read as follows:
    43    §  4406-g.  Telehealth  delivery  of services. 1. A health maintenance
    44  organization shall not exclude from coverage a service that is otherwise
    45  covered under an enrollee contract of a health maintenance  organization
    46  because the service is delivered via telehealth, as that term is defined
    47  in  subdivision  two  of  this section; provided, however, that a health
    48  maintenance organization may exclude from coverage a service by a health
    49  care provider where the provider is  not  otherwise  covered  under  the
    50  enrollee  contract.  A  health  maintenance organization may subject the
    51  coverage of a service delivered via telehealth to  co-payments,  coinsu-
    52  rance or deductibles provided that they are at least as favorable to the
    53  enrollee  as  those  established for the same service when not delivered
    54  via telehealth. A health maintenance organization may subject the cover-
    55  age of a service delivered  via  telehealth  to  reasonable  utilization
    56  management  and  quality assurance requirements that are consistent with

        A. 9667                             3

     1  those established for the same service  when  not  delivered  via  tele-
     2  health.   A health maintenance organization shall reimburse primary care
     3  services delivered via telehealth, where both the insured individual and
     4  the  health care provider are located in a clinical setting, on the same
     5  basis and at the same rate as  would  apply  to  such  services  if  the
     6  services had been delivered in person.
     7    2.  For purposes of this section[,] the following terms shall have the
     8  following meanings:
     9    (a) "telehealth" means the use of electronic information and  communi-
    10  cation  technologies  by  a  health care provider to deliver health care
    11  services to an enrollee while such enrollee is located at a site that is
    12  different from the site where the health care provider is located; and
    13    (b) "clinical setting" means a site which is a facility licensed under
    14  article twenty-eight or forty of this chapter, a facility as defined  in
    15  subdivision  six of section 1.03 of the mental hygiene law, or a private
    16  physician's office, nurse practitioner's  office  or  midwifery  located
    17  within the state of New York.
    18    §  4.  This  act shall take effect on the thirtieth day after it shall
    19  have become a law and shall apply to all policies and contracts  issued,
    20  renewed, modified, altered or amended on or after such date.
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