Bill Text: NY A10541 | 2019-2020 | General Assembly | Introduced

New York Assembly Bill 10541 (Prior Session Legislation)

Introduced

Bill Title: Relates to prohibited debt collection practices during a disaster emergency including the collection of debts, the enforcement of judgments and the disclosure of information affecting the debtor's credit worthiness.

Spectrum: Partisan Bill (Democrat 1-0)

Status: (Introduced - Dead) 2020-05-28 - referred to consumer affairs and protection [A10541 Detail]

Download: New_York-2019-A10541-Introduced.html




                STATE OF NEW YORK
        ________________________________________________________________________

                                          10541

                   IN ASSEMBLY

                                      May 28, 2020
                                       ___________

        Introduced  by  COMMITTEE ON RULES -- (at request of M. of A. DenDekker)
          -- read once and referred to the Committee  on  Consumer  Affairs  and
          Protection

        AN ACT to amend the general business law, in relation to prohibited debt
          collection practices during a disaster emergency

          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:

     1    Section 1. The general business law is amended by adding a new section
     2  601-b to read as follows:
     3    § 601-b. Prohibited practices; disaster emergency. During  a  declared
     4  state  of  disaster emergency, no principal creditor, as defined by this
     5  article, or his agent shall:
     6    1. communicate in any way with debtors to  collect  a  debt  during  a
     7  state disaster emergency and for ninety days thereafter;
     8    2.  knowingly  collect,  attempt  to collect, or assert a right to any
     9  collection fee, attorney's fee, court cost or  expense  during  a  state
    10  disaster emergency;
    11    3. disclose or threaten to disclose information affecting the debtor's
    12  reputation for credit worthiness during a state disaster emergency; or
    13    4.  enforce  any judgments or have any third parties enforce any judg-
    14  ments, or place a judgment  lien  on  any  bank  accounts,  personal  or
    15  commercial  during a state disaster emergency and for ninety days there-
    16  after.
    17    § 2. This act shall take effect immediately and  shall  be  deemed  to
    18  have been in full force and effect on and after March 7, 2020.




         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD16411-02-0