STATE OF NEW YORK
        ________________________________________________________________________
                                           129
                               2019-2020 Regular Sessions
                    IN SENATE
                                       (Prefiled)
                                     January 9, 2019
                                       ___________
        Introduced  by Sen. CARLUCCI -- read twice and ordered printed, and when
          printed to be committed to the Committee on Banks
        AN ACT to amend the financial services law,  in  relation  to  a  public
          education program about the rights of consumers
          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:
     1    Section 1. The financial services law is amended by adding a new arti-
     2  cle 7 to read as follows:
     3                                  ARTICLE 7
     4                  CREDIT REPORTING RIGHTS OUTREACH PROGRAM
     5  Section 701. Credit reporting rights outreach program established.
     6    § 701.   Credit reporting rights  outreach  program  established.  (a)
     7  There  is  hereby  established  within the department a credit reporting
     8  rights outreach program to educate the public about the rights of  citi-
     9  zens of the state of New York under the federal Equal Credit Opportunity
    10  Act.
    11    (b)  The  superintendent shall submit on or before December first next
    12  succeeding the effective date of this section and annually thereafter, a
    13  report to the governor and the legislature concerning the  operation  of
    14  the  credit  reporting  rights program. Commencing in the year after the
    15  first year of such program, such reports shall include the experience of
    16  the program in providing outreach and education to  the  public  on  the
    17  issue  of  the  rights  of  citizens  of the state of New York under the
    18  federal Equal Credit Opportunity Act.
    19    § 2. This act shall take effect on the ninetieth day  after  it  shall
    20  have become a law.
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD05327-01-9