Bill Text: NY S02762 | 2019-2020 | General Assembly | Amended

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Bill Title: Relates to requiring consumer reporting agencies to provide a consumer's information to such consumer at no cost.

Spectrum: Partisan Bill (Democrat 1-0)

Status: (Introduced - Dead) 2020-02-05 - PRINT NUMBER 2762A [S02762 Detail]

Download: New_York-2019-S02762-Amended.html

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                STATE OF NEW YORK
        ________________________________________________________________________

                                         2762--A

                               2019-2020 Regular Sessions

                    IN SENATE

                                    January 29, 2019
                                       ___________

        Introduced  by  Sen.  COMRIE -- read twice and ordered printed, and when
          printed to be committed to the Committee  on  Consumer  Protection  --
          recommitted to the Committee on Consumer Protection in accordance with
          Senate  Rule  6, sec. 8 -- committee discharged, bill amended, ordered
          reprinted as amended and recommitted to said committee

        AN ACT to amend the general  business  law,  in  relation  to  requiring
          consumer  reporting  agencies  to  provide a consumer's information to
          such consumer at no cost

          The People of the State of New York, represented in Senate and  Assem-
        bly, do enact as follows:

     1    Section  1.  Subdivision  (a) of section 380-d of the general business
     2  law, as added by chapter 867 of the laws of 1977, is amended to read  as
     3  follows:
     4    (a) Every consumer reporting agency shall at any time but no more than
     5  four times within any twelve month period, upon request and proper iden-
     6  tification  of any consumer, and at no cost to the consumer, clearly and
     7  accurately disclose to the consumer:
     8    (1) all information in its files at the time of the request concerning
     9  such consumer; and
    10    (2) the sources of the information; except that the sources of  infor-
    11  mation  acquired  solely  for use in preparing an investigative consumer
    12  report and actually used for no other purpose  need  not  be  disclosed;
    13  provided,  however, that in the event an action is brought under section
    14  three hundred eighty-n of this article, such sources shall be  available
    15  to  the plaintiff under appropriate discovery procedures in the court in
    16  which the action is brought; and
    17    (3) the recipients of any consumer report on the consumer which it has
    18  furnished;
    19    (i) for employment purposes within the two-year period  preceding  the
    20  request, and
    21    (ii)  for  any other purpose within the six month period preceding the
    22  request.
    23    § 2. This act shall take effect immediately.

         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD04779-02-0