US Congress House Bill 3618 (Prior Session Legislation)

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Spectrum: Partisan Bill (Democrat 2-0)
Status: Introduced on July 5 2019 - 25% progression, died in chamber
Action: 2019-11-21 - Placed on the Union Calendar, Calendar No. 247.
Text: Latest bill text (Introduced) [PDF]

Requires credit reporting agencies to provide free credit scores to consumers with their free annual consumer reports. The bill also provides for automatic free credit scores and consumer reports in specified circumstances. Credit reporting agencies must provide consumers with additional information regarding the calculation of their credit score. Specified lenders must give consumers free copies of any consumer reports and credit scores they used for underwriting before consumers sign the respective loan agreements.

Free Credit Scores for Consumers Act of 2019

Rep. Joyce Beatty [D-OH]

Rep. Emanuel Cleaver [D-MO]

Date	Chamber	Action
2019-11-21	House	Placed on the Union Calendar, Calendar No. 247.
2019-11-21	House	Reported (Amended) by the Committee on Financial Services. H. Rept. 116-306.
2019-07-11	House	Ordered to be Reported (Amended) by the Yeas and Nays: 32 - 26.
2019-07-11	House	Committee Consideration and Mark-up Session Held.
2019-07-05	House	Referred to the House Committee on Financial Services.
2019-07-05	House	Introduced in House

HB3621 (Related) 2020-01-30 - Received in the Senate.

Type	Source
Summary	https://www.congress.gov/bill/116th-congress/house-bill/3618/all-info
Text	https://www.congress.gov/116/bills/hr3618/BILLS-116hr3618ih.pdf
Text	https://www.congress.gov/116/bills/hr3618/BILLS-116hr3618rh.pdf