US HB3872 | 2019-2020 | 116th Congress

Status

Spectrum: Moderate Partisan Bill (Democrat 16-3)
Status: Introduced on July 22 2019 - 25% progression, died in committee
Action: 2019-07-23 - Referred to the Subcommittee on Economic Development, Public Buildings, and Emergency Management.
Pending: House Subcommittee on Economic Development, Public Buildings, and Emergency Management Committee
Text: Latest bill text (Introduced) [PDF]

Summary

Generally revises the National Flood Insurance Program (NFIP) and reauthorizes the program through FY2024. The bill addresses NFIP coverage, cost, and availability, including by generally prohibiting the Federal Emergency Management Agency (FEMA) from raising certain premiums, surcharges, and fees more than 9% a year for five years; revising flood insurance coverage limits; establishing the Affordability Assistance Fund to provide financial assistance to low income households through vouchers, grants, or premium credits; and revising standards and certification requirements for flood insurance rate maps. The bill also revises administrative provisions of NFIP, including by allowing for the continuous operation of NFIP during a lapse in appropriations, and prohibiting the Department of the Treasury from charging FEMA interest for NFIP debt for five years. The bill sets forth requirements for Write Your Own companies related to reimbursements, agent commissions, and penalties for underpayment of claims. (A Write Your Own company writes and services federal standard flood insurance policies in its own name.) The bill establishes a state revolving fund for flood mitigation activities and also provides for loans, grants, and other incentives regarding mitigation.

Tracking Information

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Title

National Flood Insurance Program Reauthorization and Reform Act of 2019

Sponsors


History

DateChamberAction
2019-07-23HouseReferred to the Subcommittee on Economic Development, Public Buildings, and Emergency Management.
2019-07-22HouseReferred to the Committee on Financial Services, and in addition to the Committee on Transportation and Infrastructure, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
2019-07-22HouseReferred to the Committee on Financial Services, and in addition to the Committee on Transportation and Infrastructure, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
2019-07-22HouseIntroduced in House

Same As/Similar To

HB1610 (Related) 2019-03-07 - Referred to the House Committee on Financial Services.
HB2318 (Related) 2019-04-12 - Referred to the House Committee on Financial Services.
SB1144 (Related) 2019-04-11 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
SB2122 (Related) 2019-07-16 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
SB2170 (Related) 2019-07-18 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
SB2187 (Same As) 2019-07-18 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
SB2192 (Related) 2019-07-18 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs. (Sponsor introductory remarks on measure: CR S4953-4954)

Subjects

Accounting and auditing
Administrative law and regulatory procedures
Administrative remedies
Advisory bodies
Alternative dispute resolution, mediation, arbitration
American Samoa
Appropriations
Banking and financial institutions regulation
Building construction
Business records
Computers and information technology
Congressional oversight
Contracts and agency
Cooperative and condominium housing
Department of Homeland Security
Digital media
Disaster relief and insurance
Emergency planning and evacuation
Executive agency funding and structure
Federal Emergency Management Agency (FEMA)
Federal-Indian relations
Finance and financial sector
Floods and storm protection
Geography and mapping
Government employee pay, benefits, personnel management
Government ethics and transparency, public corruption
Government information and archives
Government lending and loan guarantees
Government liability
Government studies and investigations
Government trust funds
Guam
Housing and community development funding
Housing finance and home ownership
Indian social and development programs
Inflation and prices
Insurance industry and regulation
Interest, dividends, interest rates
Intergovernmental relations
Judicial review and appeals
Legal fees and court costs
Licensing and registrations
Life, casualty, property insurance
Low- and moderate-income housing
Marshall Islands
Micronesia
Northern Mariana Islands
Oceania
Outdoor recreation
Palau
Performance measurement
Poverty and welfare assistance
Public contracts and procurement
Public-private cooperation
Residential rehabilitation and home repair
Securities
State and local finance
State and local government operations
U.S. territories and protectorates
Urban and suburban affairs and development
User charges and fees
Virgin Islands
Wetlands

US Congress State Sources


Bill Comments

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