US Congress House Bill 4231 (Prior Session Legislation)

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Spectrum: Slight Partisan Bill (Republican 2-1)
Status: Introduced on September 6 2019 - 25% progression, died in committee
Action: 2019-09-06 - Referred to the House Committee on Financial Services.
Pending: House Financial Services Committee
Text: Latest bill text (Introduced) [PDF]

Allows for the reporting of certain positive consumer-credit information to consumer reporting agencies. Specifically, a person or the Department of Housing and Urban Development may report information related to a consumer's performance in making payments either under a lease agreement for a dwelling or pursuant to a contract for a utility or telecommunications service. However, information about a consumer's usage of any utility or telecommunications service may be reported only to the extent that the information relates to payment by the consumer for such service or other terms of the provision of that service. Furthermore, an energy-utility firm may not report a consumer's outstanding balance as late if the firm and the consumer have entered into a payment plan and the consumer is meeting the obligations of that plan. Specified provisions that establish civil liability with respect to furnishers of information to consumer reporting agencies shall not apply to any violation of the bill. The Government Accountability Office must report on the consumer impact of such reporting.

Credit Access and Inclusion Act of 2019

Rep. French Hill [R-AR]

Rep. Vicente Gonzalez [D-TX]

Rep. Tom Emmer [R-MN]

Date	Chamber	Action
2019-09-06	House	Referred to the House Committee on Financial Services.
2019-09-06	House	Introduced in House

SB1828 (Same As) 2019-06-13 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Type	Source
Summary	https://www.congress.gov/bill/116th-congress/house-bill/4231/all-info
Text	https://www.congress.gov/116/bills/hr4231/BILLS-116hr4231ih.pdf