US HB435 | 2017-2018 | 115th Congress

Status

Spectrum: Slight Partisan Bill (Democrat 20-11)
Status: Engrossed on June 26 2018 - 50% progression, died in committee
Action: 2018-06-26 - Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Pending: Senate Banking, Housing, And Urban Affairs Committee
Text: Latest bill text (Engrossed) [PDF]

Summary

The Credit Access and Inclusion Act of 2017 (Sec. 2) This bill amends the Fair Credit Reporting Act to allow the reporting of certain positive consumer-credit information to consumer reporting agencies. Specifically, a person or the Department of Housing and Urban Development may report information related to a consumer's performance in making payments either under a lease agreement for a dwelling or pursuant to a contract for a utility or telecommunications service. However, information about a consumer's usage of any utility or telecommunications service may be reported only to the extent that the information relates to payment by the consumer for such service or other terms of the provision of that service. Furthermore, an energy-utility firm may not report a consumer's outstanding balance as late if the firm and the consumer have entered into a payment plan and the consumer is meeting the obligations of that plan. Specified provisions of the Consumer Credit Protection Act that establish civil liability with respect to furnishers of information to consumer reporting agencies shall not apply to any violation of the bill. The Government Accountability Office must report on the consumer impact of such reporting.

Tracking Information

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Title

The Credit Access and Inclusion Act of 2017

Sponsors


History

DateChamberAction
2018-06-26SenateReceived in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
2018-06-25HouseMotion to reconsider laid on the table Agreed to without objection.
2018-06-25HouseOn motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H5586-5587)
2018-06-25HouseDEBATE - The House proceeded with forty minutes of debate on H.R. 435.
2018-06-25HouseConsidered under suspension of the rules. (consideration: CR H5586-5587)
2018-06-25HouseMr. Hill moved to suspend the rules and pass the bill, as amended.
2018-02-16HousePlaced on the Union Calendar, Calendar No. 429.
2018-02-16HouseReported (Amended) by the Committee on Financial Services. H. Rept. 115-568.
2017-12-13HouseOrdered to be Reported (Amended) by the Yeas and Nays: 60 - 0.
2017-12-13HouseCommittee Consideration and Mark-up Session Held.
2017-12-12HouseCommittee Consideration and Mark-up Session Held.
2017-01-11HouseReferred to the House Committee on Financial Services.
2017-01-11HouseIntroduced in House

Same As/Similar To

HB5078 (Related) 2018-02-28 - Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
SB3040 (Related) 2018-07-12 - Committee on Banking, Housing, and Urban Affairs. Hearings held.
HB6147 (Related) 2018-09-07 - Message on Senate action sent to the House.
SB488 (Related) 2018-07-18 - Message on House action received in Senate and at desk: House amendments to Senate bill.

Subjects


US Congress State Sources


Bill Comments

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