VA HB2230 | 2019 | Regular Session


Completed Legislative Action
Spectrum: Partisan Bill (Democrat 1-0)
Status: Passed on March 21 2019 - 100% progression
Action: 2019-03-21 - Governor: Acts of Assembly Chapter text (CHAP0704)
Text: Latest bill text (Chaptered) [HTML]


Insurance; use of credit rating. Clarifies what constitutes adverse action in the use of credit in the rating and underwriting of homeowners and private passenger automobile insurance policies. An insurer is required to notify the applicant or insured when an insurer takes adverse action based on credit information. The measure conforms the definition of adverse action to the U.S. Supreme Court's decision in Safeco Insurance Company v. Burr, in which it held that an adverse action has occurred only when the use of credit information puts the applicant or insured in a worse position than if credit had not been considered.

Tracking Information

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Insurance; use of credit rating.


Roll Calls

2019-02-19 - Senate - Senate: Passed Senate (40-Y 0-N) (Y: 40 N: 0 NV: 0 Abs: 0) [PASS]
2019-02-13 - Senate - Senate: Constitutional reading dispensed (39-Y 0-N) (Y: 39 N: 0 NV: 1 Abs: 0) [PASS]
2019-02-11 - Senate - Senate: Reported from Commerce and Labor (13-Y 0-N) (Y: 13 N: 0 NV: 0 Abs: 0) [PASS]
2019-01-28 - House - House: VOTE: BLOCK VOTE PASSAGE (99-Y 0-N) (Y: 99 N: 0 NV: 0 Abs: 0) [PASS]
2019-01-22 - House - House: Reported from Commerce and Labor (21-Y 0-N) (Y: 21 N: 0 NV: 1 Abs: 0) [PASS]


2019-03-21 Governor: Acts of Assembly Chapter text (CHAP0704)
2019-03-21 Governor: Approved by Governor-Chapter 704 (effective 7/1/19)
2019-03-04 Governor: Governor's Action Deadline Midnight, March 26, 2019
2019-03-04HouseEnrolled Bill communicated to Governor on March 4, 2019
2019-02-22SenateSigned by President
2019-02-22HouseSigned by Speaker
2019-02-22HouseBill text as passed House and Senate (HB2230ER)
2019-02-19SenatePassed Senate (40-Y 0-N)
2019-02-19SenateRead third time
2019-02-18SenatePassed by for the day
2019-02-15SenatePassed by for the day
2019-02-14SenatePassed by for the day
2019-02-13SenateConstitutional reading dispensed (39-Y 0-N)
2019-02-11SenateReported from Commerce and Labor (13-Y 0-N)
2019-01-29SenateReferred to Committee on Commerce and Labor
2019-01-29SenateConstitutional reading dispensed
2019-01-28HouseVOTE: BLOCK VOTE PASSAGE (99-Y 0-N)
2019-01-28HouseRead third time and passed House BLOCK VOTE (99-Y 0-N)
2019-01-25HouseRead second time and engrossed
2019-01-24HouseRead first time
2019-01-22HouseReported from Commerce and Labor (21-Y 0-N)
2019-01-08HouseReferred to Committee on Commerce and Labor
2019-01-08HousePrefiled and ordered printed; offered 01/09/19 19103008D

Code Citations

ChapterArticleSectionCitation TypeStatute Text
3822126(n/a)See Bill Text
3822234(n/a)See Bill Text

Virginia State Sources

Bill Comments