| NY | A03248 | Intro
25% | Requires financial institutions to send a written notification of overdraft fees charged to account holders every 180 days.
[Detail][Text][Discuss] | 2024-01-03
To Assembly Banks Committee |
| NY | A07773 | Intro
25% | Expands consumer protections for usury and interest to small businesses.
[Detail][Text][Discuss] | 2024-01-03
To Assembly Banks Committee |
| NY | A03352 | Intro
25% | Establishes the "New York public banking act"; authorizes municipal and other local governments to form and control public banks through the ownership of capital stock or other ownership interests, and to loan or grant public funds or lend public cre...
[Detail][Text][Discuss] | 2024-01-03
To Assembly Banks Committee |
| NY | A03627 | Intro
25% | Requires lending institutions to supply customers with PINs to be used in conjunction with any chip-embedded credit card.
[Detail][Text][Discuss] | 2024-01-03
To Assembly Banks Committee |
| NY | A00379 | Intro
25% | Relates to expanding eligibility for the low interest rate program of the state of New York mortgage agency to certain graduates of post secondary programs or comparable apprenticeship and workforce training programs for the purchase of certain prope...
[Detail][Text][Discuss] | 2024-01-03
To Assembly Banks Committee |
| NY | A02063 | Intro
25% | Enacts the "Home Equity Fraud Act" to control improper activities by home improvement contractors and finance companies; prohibits mortgage brokers or agents from acting as home improvement contractors; provides additional protections for mortgagors ...
[Detail][Text][Discuss] | 2024-01-03
To Assembly Banks Committee |
| NY | A04125 | Intro
25% | Prohibits a state chartered banking institution from providing financing to a landlord who has engaged in certain bad faith acts.
[Detail][Text][Discuss] | 2024-01-03
To Assembly Banks Committee |
| NY | A07794 | Intro
25% | Relates to establishing the banking bill of rights; includes due process requirements regarding applications for or closure of credit and deposit accounts and penalties for noncompliance.
[Detail][Text][Discuss] | 2024-01-03
To Assembly Banks Committee |
| NY | A06869 | Intro
25% | Grants the department of financial services jurisdiction over the financing of motor vehicles; requires motor vehicle dealer finance managers to be licensed by the department of financial services.
[Detail][Text][Discuss] | 2024-01-03
To Assembly Banks Committee |
| NY | A02536 | Intro
25% | Relates to establishing the state of New York public bank to use the state's depository assets to generate additional benefit for the people and the economy of the state.
[Detail][Text][Discuss] | 2024-01-03
To Assembly Banks Committee |
| NY | A08188 | Intro
25% | Imposes a fee of not less than twenty per centum of transaction amounts equal to or exceeding one thousand dollars on customers who initiate international wire transfers without a valid social security number or taxpayer identification number.
[Detail][Text][Discuss] | 2024-01-03
To Assembly Banks Committee |
| NY | A02962 | Intro
25% | Clarifies the definition of "community bank institution"; expands eligible deposits to a community bank institution under the community bank deposit program; requires an annual report by the state comptroller and the commissioner of taxation and fina...
[Detail][Text][Discuss] | 2024-01-03
To Assembly Banks Committee |
| NY | A04605 | Intro
25% | Establishes the state financial literacy fund which provides funding for project grants to organizations in order to establish financial capability and financial literacy programs. products content and/or services for at-risk populations in New York.
[Detail][Text][Discuss] | 2024-01-03
To Assembly Banks Committee |
| NY | A02171 | Intro
25% | Creates the consumer overdraft protection act to ensure that consumers are informed of their options in regard to overdraft protection.
[Detail][Text][Discuss] | 2024-01-03
To Assembly Banks Committee |
