Bill Text: NY A02807 | 2011-2012 | General Assembly | Introduced


Bill Title: Requires insurers providing family health insurance coverage to offer coverage for the domestic partner of an insured person according to qualification standards to be adopted by the superintendent.

Spectrum: Partisan Bill (Democrat 21-0)

Status: (Engrossed - Dead) 2012-01-18 - committed to insurance [A02807 Detail]

Download: New_York-2011-A02807-Introduced.html
                           S T A T E   O F   N E W   Y O R K
       ________________________________________________________________________
                                         2807
                              2011-2012 Regular Sessions
                                 I N  A S S E M B L Y
                                   January 20, 2011
                                      ___________
       Introduced  by M. of A. O'DONNELL, BING, GOTTFRIED, KAVANAGH, ROSENTHAL,
         MILLMAN, HEASTIE -- Multi-Sponsored by -- M. of A. GLICK, HOYT,  KELL-
         NER,  LIFTON,  McENENY,  PERRY,  PHEFFER,  SWEENEY  --  read  once and
         referred to the Committee on Insurance
       AN ACT to amend the insurance law, in relation to health insurance bene-
         fits for domestic partners
         THE PEOPLE OF THE STATE OF NEW YORK, REPRESENTED IN SENATE AND  ASSEM-
       BLY, DO ENACT AS FOLLOWS:
    1    Section 1. Paragraph 3 of subsection (a) of section 3216 of the insur-
    2  ance law is amended and a new paragraph 5 is added to read as follows:
    3    (3)  "Family" may include husband, wife, DOMESTIC PARTNER or dependent
    4  children, or any other person dependent upon the policyholder.
    5    (5) "DOMESTIC PARTNER" SHALL MEAN A PERSON WHO WITH RESPECT TO ANOTHER
    6  PERSON:
    7    (A) IS FORMALLY A PARTY IN A DOMESTIC PARTNERSHIP OR SIMILAR RELATION-
    8  SHIP WITH THE OTHER PERSON, ENTERED INTO PURSUANT TO  THE  LAWS  OF  THE
    9  UNITED  STATES OR OF ANY STATE, LOCAL OR FOREIGN JURISDICTION, OR REGIS-
   10  TERED AS THE DOMESTIC PARTNER OF THE  OTHER  PERSON  WITH  ANY  REGISTRY
   11  MAINTAINED  BY  THE EMPLOYER OF EITHER PARTY OR ANY STATE, MUNICIPALITY,
   12  OR FOREIGN JURISDICTION; OR
   13    (B) IS DEPENDENT OR MUTUALLY INTERDEPENDENT ON THE  OTHER  PERSON  FOR
   14  SUPPORT,  AS EVIDENCED BY THE TOTALITY OF THE CIRCUMSTANCES INDICATING A
   15  MUTUAL INTENT TO BE DOMESTIC PARTNERS INCLUDING,  BUT  NOT  LIMITED  TO:
   16  COMMON  OWNERSHIP  OR JOINT LEASING OF REAL OR PERSONAL PROPERTY; COMMON
   17  HOUSEHOLDING, SHARED INCOME OR  SHARED  EXPENSES;  CHILDREN  IN  COMMON;
   18  SIGNS  OF  INTENT TO MARRY OR BECOME DOMESTIC PARTNERS; OR THE LENGTH OF
   19  THE PERSONAL RELATIONSHIP OF THE PERSONS.
   20    S 2. Paragraph 4 of subsection (c) of section 3216  of  the  insurance
   21  law is amended by adding a new subparagraph (D) to read as follows:
        EXPLANATION--Matter in ITALICS (underscored) is new; matter in brackets
                             [ ] is old law to be omitted.
                                                                  LBD05722-01-1
       A. 2807                             2
    1    (D)  THE  SUPERINTENDENT  SHALL, WITHIN ONE HUNDRED EIGHTY DAYS OF THE
    2  EFFECTIVE DATE OF THIS SUBPARAGRAPH, PROVIDE FOR QUALIFICATION STANDARDS
    3  FOR DOMESTIC PARTNER BENEFITS BY REGULATION. SUCH REGULATIONS:
    4    (I)  SHALL  PROHIBIT THE COVERAGE OF MORE THAN ONE DOMESTIC PARTNER AT
    5  THE SAME TIME UNDER A FAMILY CONTRACT, OR COVERAGE OF A DOMESTIC PARTNER
    6  OF AN INSURED OR CERTIFICATE HOLDER WHO IS ALSO MARRIED, OR COVERAGE  AS
    7  A  DOMESTIC  PARTNER  OF  ANYONE  LESS THAN EIGHTEEN YEARS OF AGE OR ANY
    8  PERSON WHO IS RELATED TO THE OTHER PERSON BY  BLOOD  IN  A  MANNER  THAT
    9  WOULD BAR MARRIAGE TO THE OTHER PERSON IN NEW YORK STATE;
   10    (II) SHALL PROVIDE FOR THE COVERAGE OF A DEPENDENT CHILD OF A DOMESTIC
   11  PARTNER  UNDER THE SAME TERMS AND CONDITIONS AS WOULD APPLY TO A DEPEND-
   12  ENT CHILD OF THE INSURED OR CERTIFICATE HOLDER OR SPOUSE OF SUCH INSURED
   13  OR CERTIFICATE HOLDER;
   14    (III) SHALL INCLUDE A PROVISION WHICH DEEMS AS  QUALIFIED  ANY  PERSON
   15  WHO SUBMITS PROOF THAT HE OR SHE IS FORMALLY A PARTY TO A DOMESTIC PART-
   16  NERSHIP,  OR  SIMILAR  RELATIONSHIP,  ENTERED  INTO  WITH THE INSURED OR
   17  CERTIFICATE HOLDER PURSUANT TO THE LAWS OF THE UNITED STATES OR  OF  ANY
   18  STATE, LOCAL OR FOREIGN JURISDICTION;
   19    (IV)  SHALL,  AS  AN ALTERNATIVE TO CLAUSE (III) OF THIS SUBPARAGRAPH,
   20  PROVIDE FOR OTHER MEANS OF DEMONSTRATING A DOMESTIC PARTNER RELATIONSHIP
   21  INCLUDING, BUT NOT LIMITED TO, AN AFFIDAVIT ATTESTING TO  THE  RELATION-
   22  SHIP;
   23    (V)  SHALL  PROVIDE  FOR REASONABLE PROCEDURES FOR NOTIFICATION OF THE
   24  CORPORATION BY THE INSURED OR CERTIFICATE  HOLDER  OF  THE  END  OF  THE
   25  DOMESTIC PARTNER RELATIONSHIP;
   26    (VI)  MAY,  FOR  PERSONS  WHO  ARE NOT DEEMED AS QUALIFIED PURSUANT TO
   27  CLAUSE (III) OR (IV) OF THIS SUBPARAGRAPH, INCLUDE PROVISIONS  REQUIRING
   28  PRIOR COHABITATION OF THE INSURED OR CERTIFICATE HOLDER AND THE DOMESTIC
   29  PARTNER,  PROVIDED  THAT  SUCH  PERIOD  OF REQUIRED COHABITATION MAY NOT
   30  EXCEED SIX MONTHS; AND
   31    (VII) MAY, FOR PERSONS WHO ARE NOT DEEMED  AS  QUALIFIED  PURSUANT  TO
   32  CLAUSE  (III)  OR  (IV)  OF THIS SUBPARAGRAPH, REQUIRE THE SUBMISSION OF
   33  REASONABLE DOCUMENTATION OF RESIDENCE AND FINANCIAL  INTERDEPENDENCE  OF
   34  THE KIND COMMONLY AVAILABLE TO MARRIED PERSONS INCLUDING, BUT NOT LIMIT-
   35  ED  TO, INCOME TAX RETURNS, PASSPORTS, DRIVERS' LICENSES, UTILITY BILLS,
   36  LEASES, DEEDS,  JOINT  BANKING  AND  CREDIT  CARD  ACCOUNTS,  RETIREMENT
   37  ACCOUNTS AND INSURANCE POLICIES AND BENEFIT STATEMENTS.
   38    S  3.  Section  3221 of the insurance law is amended by adding two new
   39  subsections (s) and (t) to read as follows:
   40    (S) A GROUP POLICY PROVIDING HOSPITAL,  SURGICAL  OR  MEDICAL  EXPENSE
   41  INSURANCE  OTHER  THAN ACCIDENT ONLY TO A FAMILY MEMBER OF THE POLICY OR
   42  CERTIFICATE HOLDER MUST, IF REQUESTED BY THE POLICYHOLDER,  MAKE  AVAIL-
   43  ABLE  AND,  IF  REQUESTED  BY THE INSURED OR CERTIFICATE HOLDER, PROVIDE
   44  COVERAGE FOR THE DOMESTIC PARTNER OF THE INSURED OR CERTIFICATE  HOLDER.
   45  FOR THE PURPOSES OF THIS SECTION, "DOMESTIC PARTNER" SHALL MEAN A PERSON
   46  WHO WITH RESPECT TO ANOTHER PERSON:
   47    (1) IS FORMALLY A PARTY IN A DOMESTIC PARTNERSHIP OR SIMILAR RELATION-
   48  SHIP  WITH  THE  OTHER  PERSON, ENTERED INTO PURSUANT TO THE LAWS OF THE
   49  UNITED STATES OR OF ANY STATE, LOCAL OR FOREIGN JURISDICTION, OR  REGIS-
   50  TERED  AS  THE  DOMESTIC  PARTNER  OF THE OTHER PERSON WITH ANY REGISTRY
   51  MAINTAINED BY THE EMPLOYER OF EITHER PARTY OR ANY  STATE,  MUNICIPALITY,
   52  OR FOREIGN JURISDICTION; OR
   53    (2)  IS  DEPENDENT  OR MUTUALLY INTERDEPENDENT ON THE OTHER PERSON FOR
   54  SUPPORT, AS EVIDENCED BY THE TOTALITY OF THE CIRCUMSTANCES INDICATING  A
   55  MUTUAL  INTENT  TO  BE  DOMESTIC  PARTNERS INCLUDING BUT NOT LIMITED TO:
   56  COMMON OWNERSHIP OR JOINT LEASING OF REAL OR PERSONAL  PROPERTY;  COMMON
       A. 2807                             3
    1  HOUSEHOLDING,  SHARED  INCOME  OR  SHARED  EXPENSES; CHILDREN IN COMMON;
    2  SIGNS OF INTENT TO MARRY OR BECOME DOMESTIC PARTNERS OR  THE  LENGTH  OF
    3  THE PERSONAL RELATIONSHIP OF THE PERSONS.
    4    (T)  THE  SUPERINTENDENT  SHALL, WITHIN ONE HUNDRED EIGHTY DAYS OF THE
    5  EFFECTIVE DATE OF THIS SUBSECTION, PROVIDE FOR  QUALIFICATION  STANDARDS
    6  FOR DOMESTIC PARTNER BENEFITS BY REGULATION.  SUCH REGULATIONS:
    7    (1)  SHALL  PROHIBIT THE COVERAGE OF MORE THAN ONE DOMESTIC PARTNER AT
    8  THE SAME TIME UNDER A FAMILY CONTRACT, OR COVERAGE OF A DOMESTIC PARTNER
    9  OF AN INSURED OR CERTIFICATE HOLDER WHO IS ALSO MARRIED, OR COVERAGE  AS
   10  A  DOMESTIC  PARTNER  OF  ANYONE  LESS THAN EIGHTEEN YEARS OF AGE OR ANY
   11  PERSON WHO IS RELATED TO THE OTHER PERSON BY  BLOOD  IN  A  MANNER  THAT
   12  WOULD BAR MARRIAGE TO THE OTHER PERSON IN NEW YORK STATE;
   13    (2)  SHALL PROVIDE FOR THE COVERAGE OF A DEPENDENT CHILD OF A DOMESTIC
   14  PARTNER UNDER THE SAME TERMS AND CONDITIONS AS WOULD APPLY TO A  DEPEND-
   15  ENT CHILD OF THE INSURED OR CERTIFICATE HOLDER OR SPOUSE OF SUCH INSURED
   16  OR CERTIFICATE HOLDER;
   17    (3)  SHALL INCLUDE A PROVISION WHICH DEEMS AS QUALIFIED ANY PERSON WHO
   18  SUBMITS PROOF THAT HE OR SHE IS FORMALLY A PARTY TO A DOMESTIC  PARTNER-
   19  SHIP,  OR SIMILAR RELATIONSHIP, ENTERED INTO WITH THE INSURED OR CERTIF-
   20  ICATE HOLDER PURSUANT TO THE LAWS OF THE UNITED STATES, OR OF ANY STATE,
   21  LOCAL OR FOREIGN JURISDICTION;
   22    (4) SHALL, AS AN ALTERNATIVE TO PARAGRAPH THREE  OF  THIS  SUBSECTION,
   23  PROVIDE FOR OTHER MEANS OF DEMONSTRATING A DOMESTIC PARTNER RELATIONSHIP
   24  INCLUDING,  BUT  NOT LIMITED TO, AN AFFIDAVIT ATTESTING TO THE RELATION-
   25  SHIP;
   26    (5) SHALL PROVIDE FOR REASONABLE PROCEDURES FOR  NOTIFICATION  OF  THE
   27  INSURER  BY THE INSURED OR CERTIFICATE HOLDER OF THE END OF THE DOMESTIC
   28  PARTNER RELATIONSHIP;
   29    (6) MAY, FOR PERSONS NOT DEEMED AS  QUALIFIED  PURSUANT  TO  PARAGRAPH
   30  THREE  OR  FOUR  OF  THIS SUBSECTION, INCLUDE PROVISIONS REQUIRING PRIOR
   31  COHABITATION OF THE INSURED OR CERTIFICATE HOLDER AND THE DOMESTIC PART-
   32  NER, PROVIDED THAT SUCH PERIOD OF REQUIRED COHABITATION MAY  NOT  EXCEED
   33  SIX MONTHS; AND
   34    (7)  MAY,  FOR  PERSONS  NOT DEEMED AS QUALIFIED PURSUANT TO PARAGRAPH
   35  THREE OR FOUR OF THIS SUBSECTION, REQUIRE THE SUBMISSION  OF  REASONABLE
   36  DOCUMENTATION  OF  RESIDENCE  AND  FINANCIAL INTERDEPENDENCE OF THE KIND
   37  COMMONLY AVAILABLE TO MARRIED PERSONS INCLUDING,  BUT  NOT  LIMITED  TO,
   38  INCOME TAX RETURNS, PASSPORTS, DRIVERS' LICENSES, UTILITY BILLS, LEASES,
   39  DEEDS,  JOINT  BANKING AND CREDIT CARD ACCOUNTS, RETIREMENT ACCOUNTS AND
   40  INSURANCE POLICIES AND BENEFIT STATEMENTS.
   41    S 4. Subparagraph (A) of paragraph 1 of subsection (d) of section 4304
   42  of the insurance law, as amended by chapter 240 of the laws of 2009,  is
   43  amended and two new paragraphs 4 and 5 are added to read as follows:
   44    (A)  No  contract  issued  pursuant to this section shall entitle more
   45  than one person to benefits except that a contract issued and marked  as
   46  a  "family  contract"  may  provide that benefits will be furnished to a
   47  husband and wife, or husband, wife OR DOMESTIC PARTNER and their depend-
   48  ent child or children, or any child or children not over nineteen  years
   49  of  age, provided that an unmarried student at an accredited institution
   50  of learning may be considered a dependent until he OR SHE becomes  twen-
   51  ty-three  years  of  age, provided that the coverage of any such "family
   52  contract" may include, at the option of the insurer, any unmarried child
   53  until attaining age twenty-five, and provided also that the coverage  of
   54  any  such  "family  contract"  shall  include any other unmarried child,
   55  regardless of age, who is incapable  of  self-sustaining  employment  by
   56  reason  of mental illness, developmental disability, mental retardation,
       A. 2807                             4
    1  as defined in the mental hygiene  law,  or  physical  handicap  and  who
    2  became  so  incapable  prior to attainment of the age at which dependent
    3  coverage would otherwise terminate, so that such child may be considered
    4  a dependent.
    5    (4) A HOSPITAL SERVICE CORPORATION OR HEALTH SERVICE CORPORATION WHICH
    6  PROVIDES  A  "FAMILY  CONTRACT"  TO  AN  INDIVIDUAL  OR A GROUP MUST, IF
    7  REQUESTED BY THE POLICYHOLDER, MAKE AVAILABLE AND, IF REQUESTED  BY  THE
    8  INSURED OR CERTIFICATE HOLDER, PROVIDE COVERAGE FOR THE DOMESTIC PARTNER
    9  OF  THE INSURED OR CERTIFICATE HOLDER. FOR THE PURPOSES OF THIS SECTION,
   10  "DOMESTIC PARTNER" SHALL MEAN A  PERSON  WHO  WITH  RESPECT  TO  ANOTHER
   11  PERSON:
   12    (A) IS FORMALLY A PARTY IN A DOMESTIC PARTNERSHIP OR SIMILAR RELATION-
   13  SHIP  WITH  THE  OTHER  PERSON, ENTERED INTO PURSUANT TO THE LAWS OF THE
   14  UNITED STATES OR OF ANY STATE, LOCAL OR FOREIGN JURISDICTION, OR  REGIS-
   15  TERED  AS  THE  DOMESTIC  PARTNER  OF THE OTHER PERSON WITH ANY REGISTRY
   16  MAINTAINED BY THE EMPLOYER OF EITHER PARTY OR ANY  STATE,  MUNICIPALITY,
   17  OR FOREIGN JURISDICTION; OR
   18    (B)  IS  DEPENDENT  OR MUTUALLY INTERDEPENDENT ON THE OTHER PERSON FOR
   19  SUPPORT, AS EVIDENCED BY THE TOTALITY OF THE CIRCUMSTANCES INDICATING  A
   20  MUTUAL  INTENT  TO  BE  DOMESTIC  PARTNERS INCLUDING BUT NOT LIMITED TO:
   21  COMMON OWNERSHIP OR JOINT LEASING OF REAL OR PERSONAL  PROPERTY;  COMMON
   22  HOUSEHOLDING,  SHARED  INCOME  OR  SHARED  EXPENSES; CHILDREN IN COMMON;
   23  SIGNS OF INTENT TO MARRY OR BECOME DOMESTIC PARTNERS; OR THE  LENGTH  OF
   24  THE PERSONAL RELATIONSHIP OF THE PERSONS.
   25    (5)  THE  SUPERINTENDENT  SHALL, WITHIN ONE HUNDRED EIGHTY DAYS OF THE
   26  EFFECTIVE DATE OF THIS PARAGRAPH, PROVIDE  FOR  QUALIFICATION  STANDARDS
   27  FOR DOMESTIC PARTNER BENEFITS BY REGULATION. SUCH REGULATION:
   28    (A)  SHALL  PROHIBIT THE COVERAGE OF MORE THAN ONE DOMESTIC PARTNER AT
   29  THE SAME TIME UNDER A FAMILY CONTRACT, OR COVERAGE OF A DOMESTIC PARTNER
   30  OF AN INSURED OR CERTIFICATE HOLDER WHO IS ALSO MARRIED, OR COVERAGE  AS
   31  A  DOMESTIC  PARTNER  OF  ANYONE  LESS THAN EIGHTEEN YEARS OF AGE OR ANY
   32  PERSON WHO IS RELATED TO THE OTHER PERSON BY  BLOOD  IN  A  MANNER  THAT
   33  WOULD BAR MARRIAGE TO THE OTHER PERSON IN NEW YORK STATE;
   34    (B)  SHALL PROVIDE FOR THE COVERAGE OF A DEPENDENT CHILD OF A DOMESTIC
   35  PARTNER UNDER THE SAME TERMS AND CONDITIONS AS WOULD APPLY TO A  DEPEND-
   36  ENT CHILD OF THE INSURED OR CERTIFICATE HOLDER OR SPOUSE OF SUCH INSURED
   37  OR CERTIFICATE HOLDER;
   38    (C)  SHALL INCLUDE A PROVISION WHICH DEEMS AS QUALIFIED ANY PERSON WHO
   39  SUBMITS PROOF THAT HE OR SHE IS FORMALLY A PARTY TO A DOMESTIC  PARTNER-
   40  SHIP,  OR SIMILAR RELATIONSHIP, ENTERED INTO WITH THE INSURED OR CERTIF-
   41  ICATE HOLDER PURSUANT TO THE LAWS OF THE UNITED STATES OR OF ANY  STATE,
   42  LOCAL OR FOREIGN JURISDICTION;
   43    (D)  SHALL,  AS  AN ALTERNATIVE TO SUBPARAGRAPH (C) OF THIS PARAGRAPH,
   44  PROVIDE FOR OTHER MEANS OF DEMONSTRATING A DOMESTIC PARTNER RELATIONSHIP
   45  INCLUDING, BUT NOT LIMITED TO, AN AFFIDAVIT ATTESTING TO  THE  RELATION-
   46  SHIP;
   47    (E)  SHALL  PROVIDE  FOR REASONABLE PROCEDURES FOR NOTIFICATION OF THE
   48  CORPORATION BY THE INSURED OR CERTIFICATE  HOLDER  OF  THE  END  OF  THE
   49  DOMESTIC PARTNER RELATIONSHIP;
   50    (F)  MAY, FOR PERSONS NOT DEEMED AS QUALIFIED PURSUANT TO SUBPARAGRAPH
   51  (C) OR (D) OF THIS PARAGRAPH, INCLUDE PROVISIONS REQUIRING PRIOR COHABI-
   52  TATION OF THE INSURED OR CERTIFICATE HOLDER AND  THE  DOMESTIC  PARTNER,
   53  PROVIDED  THAT  SUCH  PERIOD OF REQUIRED COHABITATION MAY NOT EXCEED SIX
   54  MONTHS; AND
   55    (G) MAY, FOR PERSONS NOT DEEMED AS QUALIFIED PURSUANT TO  SUBPARAGRAPH
   56  (C)  OR  (D)  OF  THIS  PARAGRAPH,  REQUIRE THE SUBMISSION OF REASONABLE
       A. 2807                             5
    1  DOCUMENTATION OF RESIDENCE AND FINANCIAL  INTERDEPENDENCE  OF  THE  KIND
    2  COMMONLY  AVAILABLE  TO  MARRIED  PERSONS INCLUDING, BUT NOT LIMITED TO,
    3  INCOME TAX RETURNS, PASSPORTS, DRIVERS' LICENSES, UTILITY BILLS, LEASES,
    4  DEEDS,  JOINT  BANKING AND CREDIT CARD ACCOUNTS, RETIREMENT ACCOUNTS AND
    5  INSURANCE POLICIES AND BENEFIT STATEMENTS.
    6    S 5. Subparagraphs (A) and (C) of paragraph 1  of  subsection  (c)  of
    7  section 4305 of the insurance law, as amended by chapter 240 of the laws
    8  of 2009, are amended and two new paragraphs 3 and 4 are added to read as
    9  follows:
   10    (A) Any such contract may provide that benefits will be furnished to a
   11  member  of  a  covered group, for [himself, his spouse, his] SUCH MEMBER
   12  AND THE SPOUSE, DOMESTIC PARTNER, child or children OF SUCH  MEMBER,  or
   13  other  persons chiefly dependent upon him OR HER for support and mainte-
   14  nance; provided that a contract under which coverage of a dependent of a
   15  member terminates at a specified age shall, with respect to an unmarried
   16  child who is incapable of self-sustaining employment by reason of mental
   17  illness, developmental disability, mental retardation, as defined in the
   18  mental hygiene law, or physical handicap and  who  became  so  incapable
   19  prior  to attainment of the age at which dependent coverage would other-
   20  wise terminate and who is chiefly dependent upon such member for support
   21  and maintenance, not so terminate while the contract  remains  in  force
   22  and  the  dependent  remains in such condition, if the member has within
   23  thirty-one days of such dependent's attainment of  the  termination  age
   24  submitted proof of such dependent's incapacity as described herein.
   25    (C)  Notwithstanding  any rule, regulation or law to the contrary, any
   26  contract under which a member elects coverage for [himself, his  spouse,
   27  his]  SUCH  MEMBER  AND  THE SPOUSE, DOMESTIC PARTNER, children or other
   28  persons chiefly dependent upon him OR HER for  support  and  maintenance
   29  shall  provide  that  coverage  of newborn infants, including newly born
   30  infants adopted  by  the  insured  or  subscriber  if  such  insured  or
   31  subscriber  takes  physical  custody  of  the  infant upon such infant's
   32  release from the hospital and files a petition pursuant to  section  one
   33  hundred  fifteen-c  of  the domestic relations law within thirty days of
   34  birth; and provided further that no notice of revocation to the adoption
   35  has been filed pursuant to section one hundred fifteen-b of the domestic
   36  relations law and consent to the adoption has not been revoked, shall be
   37  effective from the moment of birth for injury or sickness including  the
   38  necessary  care  and treatment of medically diagnosed congenital defects
   39  and birth abnormalities including premature birth, except that in  cases
   40  of adoption, coverage of the initial hospital stay shall not be required
   41  where  a  birth parent has insurance coverage available for the infant's
   42  care. This provision regarding coverage of  newborn  infants  shall  not
   43  apply  to  two  person coverage. In the case of individual or two person
   44  coverages the corporation must  also  permit  the  person  to  whom  the
   45  certificate is issued to elect such coverage of newborn infants from the
   46  moment of birth. If notification and/or payment of an additional premium
   47  or  contribution  is  required  to make coverage effective for a newborn
   48  infant, the coverage may provide that such notice and/or payment be made
   49  within no less than thirty days of the day of  birth  to  make  coverage
   50  effective  from the moment of birth. This election shall not be required
   51  in the case of student insurance or where  the  group's  plan  does  not
   52  provide coverage for dependent children.
   53    (3) A HOSPITAL SERVICE CORPORATION OR HEALTH SERVICE CORPORATION WHICH
   54  PROVIDES  A  "FAMILY  CONTRACT"  TO  AN  INDIVIDUAL  OR A GROUP MUST, IF
   55  REQUESTED BY THE POLICYHOLDER, MAKE AVAILABLE AND, IF REQUESTED  BY  THE
   56  INSURED OR CERTIFICATE HOLDER, PROVIDE COVERAGE FOR THE DOMESTIC PARTNER
       A. 2807                             6
    1  OF  THE INSURED OR CERTIFICATE HOLDER. FOR THE PURPOSES OF THIS SECTION,
    2  "DOMESTIC PARTNER" SHALL MEAN A  PERSON  WHO  WITH  RESPECT  TO  ANOTHER
    3  PERSON:
    4    (A) IS FORMALLY A PARTY IN A DOMESTIC PARTNERSHIP OR SIMILAR RELATION-
    5  SHIP  WITH  THE  OTHER  PERSON, ENTERED INTO PURSUANT TO THE LAWS OF THE
    6  UNITED STATES OR OF ANY STATE, LOCAL OR FOREIGN JURISDICTION, OR  REGIS-
    7  TERED  AS  THE  DOMESTIC  PARTNER  OF THE OTHER PERSON WITH ANY REGISTRY
    8  MAINTAINED BY THE EMPLOYER OF EITHER PARTY OR ANY  STATE,  MUNICIPALITY,
    9  OR FOREIGN JURISDICTION; OR
   10    (B)  IS  DEPENDENT  OR MUTUALLY INTERDEPENDENT ON THE OTHER PERSON FOR
   11  SUPPORT, AS EVIDENCED BY THE TOTALITY OF THE CIRCUMSTANCES INDICATING  A
   12  MUTUAL  INTENT  TO  BE  DOMESTIC PARTNERS INCLUDING, BUT NOT LIMITED TO:
   13  COMMON OWNERSHIP OR JOINT LEASING OF REAL OR PERSONAL  PROPERTY;  COMMON
   14  HOUSEHOLDING,  SHARED  INCOME  OR  SHARED  EXPENSES; CHILDREN IN COMMON;
   15  SIGNS OF INTENT TO MARRY OR BECOME DOMESTIC PARTNERS; OR THE  LENGTH  OF
   16  THE PERSONAL RELATIONSHIP OF THE PERSONS.
   17    (4)  THE  SUPERINTENDENT  SHALL, WITHIN ONE HUNDRED EIGHTY DAYS OF THE
   18  EFFECTIVE DATE OF THIS PARAGRAPH, PROVIDE  FOR  QUALIFICATION  STANDARDS
   19  FOR DOMESTIC PARTNER BENEFITS BY REGULATION. SUCH REGULATIONS:
   20    (A)  SHALL  PROHIBIT THE COVERAGE OF MORE THAN ONE DOMESTIC PARTNER AT
   21  THE SAME TIME UNDER A FAMILY CONTRACT, OR COVERAGE OF A DOMESTIC PARTNER
   22  OF AN INSURED OR CERTIFICATE HOLDER WHO IS ALSO MARRIED, OR COVERAGE  AS
   23  A  DOMESTIC  PARTNER  OF  ANYONE  LESS THAN EIGHTEEN YEARS OF AGE OR ANY
   24  PERSON WHO IS RELATED TO THE OTHER PERSON BY  BLOOD  IN  A  MANNER  THAT
   25  WOULD BAR MARRIAGE TO THE OTHER PERSON IN NEW YORK STATE;
   26    (B)  SHALL PROVIDE FOR THE COVERAGE OF A DEPENDENT CHILD OF A DOMESTIC
   27  PARTNER UNDER THE SAME TERMS AND CONDITIONS AS WOULD APPLY TO A  DEPEND-
   28  ENT CHILD OF THE INSURED OR CERTIFICATE HOLDER OR SPOUSE OF SUCH INSURED
   29  OR CERTIFICATE HOLDER;
   30    (C)  SHALL INCLUDE A PROVISION WHICH DEEMS AS QUALIFIED ANY PERSON WHO
   31  SUBMITS PROOF THAT HE OR SHE IS FORMALLY A PARTY TO A DOMESTIC  PARTNER-
   32  SHIP,  OR SIMILAR RELATIONSHIP, ENTERED INTO WITH THE INSURED OR CERTIF-
   33  ICATE HOLDER PURSUANT TO THE LAWS OF THE UNITED STATES, OR OF ANY STATE,
   34  LOCAL OR FOREIGN JURISDICTION;
   35    (D) SHALL, AS AN ALTERNATIVE TO SUBPARAGRAPH (C)  OF  THIS  PARAGRAPH,
   36  PROVIDE FOR OTHER MEANS OF DEMONSTRATING A DOMESTIC PARTNER RELATIONSHIP
   37  INCLUDING,  BUT  NOT LIMITED TO, AN AFFIDAVIT ATTESTING TO THE RELATION-
   38  SHIP;
   39    (E) SHALL PROVIDE FOR REASONABLE PROCEDURES FOR  NOTIFICATION  OF  THE
   40  CORPORATION  BY  THE  INSURED  OR  CERTIFICATE  HOLDER OF THE END OF THE
   41  DOMESTIC PARTNER RELATIONSHIP;
   42    (F) MAY, FOR PERSONS NOT DEEMED AS QUALIFIED PURSUANT TO  SUBPARAGRAPH
   43  (C) OR (D) OF THIS PARAGRAPH, INCLUDE PROVISIONS REQUIRING PRIOR COHABI-
   44  TATION  OF  THE  INSURED OR CERTIFICATE HOLDER AND THE DOMESTIC PARTNER,
   45  PROVIDED THAT SUCH PERIOD OF REQUIRED COHABITATION MAY  NOT  EXCEED  SIX
   46  MONTHS; AND
   47    (G)  MAY, FOR PERSONS NOT DEEMED AS QUALIFIED PURSUANT TO SUBPARAGRAPH
   48  (C) OR (D) OF THIS  PARAGRAPH,  REQUIRE  THE  SUBMISSION  OF  REASONABLE
   49  DOCUMENTATION  OF  RESIDENCE  AND  FINANCIAL INTERDEPENDENCE OF THE KIND
   50  COMMONLY AVAILABLE TO MARRIED PERSONS INCLUDING,  BUT  NOT  LIMITED  TO,
   51  INCOME TAX RETURNS, PASSPORTS, DRIVERS' LICENSES, UTILITY BILLS, LEASES,
   52  DEEDS,  JOINT  BANKING AND CREDIT CARD ACCOUNTS, RETIREMENT ACCOUNTS AND
   53  INSURANCE POLICIES AND BENEFIT STATEMENTS.
   54    S 6. This act shall take effect immediately.
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