Bill Text: NY S01179 | 2017-2018 | General Assembly | Introduced

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Bill Title: Requires an appropriate reduction in premium charges for any insured that completes any driver education curriculum at any high school.

Spectrum: Partisan Bill (Republican 1-0)

Status: (Introduced - Dead) 2018-01-03 - REFERRED TO INSURANCE [S01179 Detail]

Download: New_York-2017-S01179-Introduced.html

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                STATE OF NEW YORK
        ________________________________________________________________________
                                          1179
                               2017-2018 Regular Sessions
                    IN SENATE
                                     January 6, 2017
                                       ___________
        Introduced  by  Sen.  MARCELLINO  -- read twice and ordered printed, and
          when printed to be committed to the Committee on Insurance
        AN ACT to amend the insurance law, in relation to requiring an appropri-
          ate reduction in premium charges for any insured  that  completes  any
          driver education curriculum at any high school
          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:
     1    Section 1. Subsection (a) of section 2336 of  the  insurance  law,  as
     2  amended  by  chapter  751  of  the  laws  of 2005, is amended to read as
     3  follows:
     4    (a) Any schedule of rates or rating plan for motor  vehicle  liability
     5  and  collision  insurance  submitted to the superintendent shall provide
     6  for an appropriate reduction in premium charges for any  insured  for  a
     7  three  year  period  after  successfully completing: (i) a motor vehicle
     8  accident prevention course,  known  as  the  national  safety  council's
     9  defensive  driving  course,  [or]  (ii)  any  driver  improvement course
    10  approved by the department of motor vehicles as being equivalent to  the
    11  national  safety council's defensive driving course, or (iii) the driver
    12  education course prescribed by the commissioner of motor vehicles pursu-
    13  ant to subdivision four of section five hundred two of the  vehicle  and
    14  traffic  law,  provided  that, except as provided in article twelve-C of
    15  the vehicle and traffic law, there shall be no reduction in premiums for
    16  a self instruction defensive driving course or a course which  does  not
    17  provide  for  actual classroom instruction for a minimum number of hours
    18  as determined by the department of motor  vehicles.  Such  reduction  in
    19  premium  charges  shall be subsequently modified to the extent appropri-
    20  ate, based upon analysis of loss experience statistics and  other  rele-
    21  vant factors. All such accident prevention courses shall be monitored by
    22  the  department  of  motor  vehicles  and  shall  include  components of
    23  instruction in "Road Rage" awareness and in "Work Zone Safety" awareness
    24  as defined by the commissioner of motor vehicles. The provisions of this
         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD05968-01-7
        S. 1179                             2
     1  section shall not apply to attendance at a program pursuant  to  article
     2  twenty-one  of  the  vehicle  and traffic law as a result of any traffic
     3  infraction.
     4    §  2.  Subsection (a) of section 2336 of the insurance law, as amended
     5  by chapter 585 of the laws of 2002, is amended to read as follows:
     6    (a) Any schedule of rates or rating plan for motor  vehicle  liability
     7  and  collision  insurance  submitted to the superintendent shall provide
     8  for an appropriate reduction in premium charges for any  insured  for  a
     9  three  year  period  after  successfully completing: (i) a motor vehicle
    10  accident prevention course,  known  as  the  national  safety  council's
    11  defensive  driving  course,  [or]  (ii)  any  driver  improvement course
    12  approved by the department of motor vehicles as being equivalent to  the
    13  national  safety council's defensive driving course, or (iii) the driver
    14  education course prescribed by the commissioner of motor vehicles pursu-
    15  ant to subdivision four of section five hundred two of the  vehicle  and
    16  traffic  law,  provided that in either event there shall be no reduction
    17  in premiums for a self instruction defensive driving course or a  course
    18  which  does  not  provide for actual classroom instruction for a minimum
    19  number of hours as determined by the department of motor vehicles.  Such
    20  reduction  in  premium  charges  shall  be  subsequently modified to the
    21  extent appropriate, based upon analysis of  loss  experience  statistics
    22  and  other  relevant factors. All such accident prevention courses shall
    23  be monitored by the department  of  motor  vehicles  and  shall  include
    24  components  of  instruction  in  "Road Rage" awareness and in "Work Zone
    25  Safety" awareness as defined by the commissioner of motor vehicles.  The
    26  provisions  of  this  section shall not apply to attendance at a program
    27  pursuant to article twenty-one of the  vehicle  and  traffic  law  as  a
    28  result of any traffic infraction.
    29    §  3. This act shall take effect on the first of January next succeed-
    30  ing the date on which it shall have become a law; provided that  section
    31  one  of this act shall expire on the same date and in the same manner as
    32  section 1 of chapter 751 of the laws of 2005, as amended, expires,  when
    33  upon such date section two of this act shall take effect.