Bill Text: NY S09068 | 2017-2018 | General Assembly | Introduced
Bill Title: Entitles employees 45 years of age or older to take one day off every ten years to obtain a colonoscopy; provides insurance coverage for colonoscopies for individuals above a specified age threshold based on risk factors.
Spectrum: Partisan Bill (Democrat 3-0)
Status: (Introduced - Dead) 2018-06-15 - REFERRED TO RULES [S09068 Detail]
Download: New_York-2017-S09068-Introduced.html
STATE OF NEW YORK ________________________________________________________________________ 9068 IN SENATE June 15, 2018 ___________ Introduced by Sen. BENJAMIN -- read twice and ordered printed, and when printed to be committed to the Committee on Rules AN ACT to amend the labor law, in relation to entitling employees to take one day off every ten years to obtain a colonoscopy; and to amend the insurance law, in relation to providing insurance coverage for colonoscopies The People of the State of New York, represented in Senate and Assem- bly, do enact as follows: 1 Section 1. This act shall be known and may be cited as "45 saves 2 lives". 3 § 2. The labor law is amended by adding a new section 202-n to read as 4 follows: 5 § 202-n. Leave of absence for colonoscopies. 1. For the purposes of 6 this section, the following terms shall have the following meanings: 7 (a) "Employee" means a person who performs services for hire for an 8 employer, for an average of twenty or more hours per week, and includes 9 all individuals employed at any site owned or operated by an employer 10 but shall not include an independent contractor. 11 (b) "Employer" means a person or entity that employs twenty or more 12 employees at at least one site and includes an individual, corporation, 13 partnership, association, nonprofit organization, group of persons, 14 state, county, town, city, school district, public authority or other 15 governmental subdivision of any kind. 16 2. An employer shall grant one day of leave of absence every ten years 17 to all employees forty-five years of age or older for the purposes of 18 such employees' obtainment of a colonoscopy. 19 3. An employer shall not retaliate against an employee for requesting 20 or obtaining a leave of absence under this section. 21 4. This section shall not affect an employee's rights with respect to 22 any other employee benefit otherwise provided by law. 23 § 3. Subsection (i) of section 3216 of the insurance law is amended by 24 adding a new paragraph 35 to read as follows: 25 (35) Every policy which provides coverage pursuant to this section 26 shall provide coverage to any named subscriber or other person covered EXPLANATION--Matter in italics (underscored) is new; matter in brackets [] is old law to be omitted. LBD15774-04-8S. 9068 2 1 thereunder forty-five years of age or older for expenses incurred in 2 obtaining a colonoscopy. Provided, however, that if a subscriber or 3 person covered thereunder is a member of a high-risk group predisposed 4 to colon cancer based on family or genetic history, such coverage shall 5 be required at age forty, provided that for individuals with a family 6 history of colon cancer in a first degree relative such coverage shall 7 be required ten years before the first degree relative who developed 8 colon cancer at the youngest age if this would require coverage before 9 the age of forty. Such coverage shall include diagnostic and therapeutic 10 colonoscopies, polyp removal and ancillary fees. Ancillary fees for 11 colonoscopies shall include, but not be limited to, ambulatory, surgery 12 center and hospital fees, anesthesia and pathology costs and polyp exam- 13 ination and biopsy. Such coverage shall not be required for fecal immu- 14 nochemical testing. Such coverage shall not be subject to deductibles, 15 coinsurance or copayments. 16 § 4. Subsection (k) of section 3221 of the insurance law is amended by 17 adding a new paragraph 22 to read as follows: 18 (22) Every policy which provides coverage pursuant to this section 19 shall provide coverage to any named subscriber or other person covered 20 thereunder forty-five years of age or older for expenses incurred in 21 obtaining a colonoscopy. Provided, however, that if a subscriber or 22 person covered thereunder is a member of a high-risk group predisposed 23 to colon cancer based on family or genetic history, such coverage shall 24 be required at age forty, provided that for individuals with a family 25 history of colon cancer in a first degree relative such coverage shall 26 be required ten years before the first degree relative who developed 27 colon cancer at the youngest age if this would require coverage before 28 the age of forty. Such coverage shall include diagnostic and therapeutic 29 colonoscopies, polyp removal and ancillary fees. Ancillary fees for 30 colonoscopies shall include, but not be limited to, ambulatory, surgery 31 center and hospital fees, anesthesia and pathology costs and polyp exam- 32 ination and biopsy. Such coverage shall not be required for fecal immu- 33 nochemical testing. Such coverage shall not be subject to deductibles, 34 coinsurance or copayments. 35 § 5. Subsection (a) of section 4303 of the insurance law is amended by 36 adding a new paragraph 4 to read as follows: 37 (4) For colonoscopies to persons forty-five years of age or older. 38 Provided, however, that if a subscriber or person covered thereunder is 39 a member of a high-risk group predisposed to colon cancer based on fami- 40 ly or genetic history, such coverage shall be required at age forty, 41 provided that for individuals with a family history of colon cancer in a 42 first degree relative such coverage shall be required ten years before 43 the first degree relative who developed colon cancer at the youngest age 44 if this would require coverage before the age of forty. Such coverage 45 shall include diagnostic and therapeutic colonoscopies, polyp removal 46 and ancillary fees. Ancillary fees for colonoscopies shall include, but 47 not be limited to, ambulatory, surgery center and hospital fees, anes- 48 thesia and pathology costs and polyp examination and biopsy. Such cover- 49 age shall not be required for fecal immunochemical testing. Such cover- 50 age shall not be subject to deductibles, coinsurance or copayments. 51 § 6. This act shall take effect immediately and shall apply to any 52 policy issued, delivered, renewed, and/or modified on or after the 53 effective date of this act.