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| THE GENERAL ASSEMBLY OF PENNSYLVANIA |
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| HOUSE BILL |
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| INTRODUCED BY BISHOP, CALTAGIRONE, COHEN, FRANKEL, GEORGE, HENNESSEY, PRESTON, SIPTROTH, SOLOBAY, STABACK, WALKO AND YOUNGBLOOD, FEBRUARY 13, 2009 |
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| REFERRED TO COMMITTEE ON CONSUMER AFFAIRS, FEBRUARY 13, 2009 |
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| AN ACT |
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1 | Amending the act of March 28, 2000 (P.L.23, No.7), entitled "An |
2 | act establishing the Fair Credit Extension Uniformity Act; |
3 | and providing for debt collection trade practices and |
4 | penalties," further providing for unfair and deceptive acts |
5 | and practices. |
6 | The General Assembly of the Commonwealth of Pennsylvania |
7 | hereby enacts as follows: |
8 | Section 1. Section 4(b) of the act of March 28, 2000 (P.L. |
9 | 23, No.7), known as the Fair Credit Extension Uniformity Act, is |
10 | amended by adding paragraphs to read: |
11 | Section 4. Unfair or deceptive acts or practices. |
12 | * * * |
13 | (b) By creditors.--With respect to debt collection |
14 | activities of creditors in this Commonwealth, it shall |
15 | constitute an unfair or deceptive debt collection act or |
16 | practice under this act if a creditor violates any of the |
17 | following provisions: |
18 | * * * |
19 | (7) A creditor shall verify the identity of each |
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1 | consumer who owes a debt to the creditor. The verification |
2 | shall include the name, address, contracting of debt and any |
3 | other identifying information of the consumer. |
4 | (8) A creditor shall assure that national credit bureaus |
5 | are provided with accurate information concerning each |
6 | consumer who owes a debt to the creditor. |
7 | * * * |
8 | Section 2. This act shall take effect in 60 days. |
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