Bill Text: TX HB2330 | 2021-2022 | 87th Legislature | Introduced
Bill Title: Relating to the effects of unresponsive insureds for a personal automobile insurance policy.
Spectrum: Partisan Bill (Republican 1-0)
Status: (Introduced - Dead) 2021-03-15 - Referred to Insurance [HB2330 Detail]
Download: Texas-2021-HB2330-Introduced.html
| 87R8327 SCL-D | ||
| By: Thompson of Brazoria | H.B. No. 2330 | |
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| relating to the effects of unresponsive insureds for a personal | ||
| automobile insurance policy. | ||
| BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: | ||
| SECTION 1. Subchapter B, Chapter 1952, Insurance Code, is | ||
| amended by adding Section 1952.061 to read as follows: | ||
| Sec. 1952.061. REQUIRED PROVISION: UNRESPONSIVE INSUREDS. | ||
| (a) This section applies to an insurer authorized to write | ||
| automobile insurance in this state, including an insurance company, | ||
| reciprocal or interinsurance exchange, mutual insurance company, | ||
| capital stock company, county mutual insurance company, Lloyd's | ||
| plan, or other entity. | ||
| (b) A personal automobile insurance policy must contain a | ||
| provision requiring the insurer to: | ||
| (1) attempt to communicate with the named insured at | ||
| least five times or until the insured responds during the 45-day | ||
| period following the date a liability claim is made against the | ||
| insured by a third party; and | ||
| (2) if the insurer is unable to communicate with the | ||
| named insured during that period: | ||
| (A) pay the claim to the third-party claimant in | ||
| accordance with the policy; and | ||
| (B) decline to renew the policy. | ||
| SECTION 2. Section 1952.061, Insurance Code, as added by | ||
| this Act, applies only to an insurance policy delivered, issued for | ||
| delivery, or renewed on or after January 1, 2022. | ||
| SECTION 3. This Act takes effect September 1, 2021. | ||
