Delaware Senate Bill 200

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Spectrum: Moderate Partisan Bill (Democrat 22-4)
Status: Engrossed on March 12 2024 - 50% progression
Action: 2024-04-24 - Amendment HA 1 to SB 200 - Introduced and Placed With Bill
Text: Latest bill text (Draft #1) [HTML]

This bill provides important consumer protections for property insurance contracts by improving the reliability of mailed notifications of policy cancellation or renewal. Section 1 of this bill requires insurers to deliver any homeowners notices of cancellation or nonrenewal by USPS certified mail or USPS Intelligent Mail barcode. Further, whereas currently an insurer can cancel or non-renew a policy because of two non-weather-related claims over the lifetime of the policy, this legislation provides a reasonable claims lookback period for non-weather-related claims, as is already the case for claims in other portions of this subsection of the Code. Section 2 of this bill precludes an insurance carrier from refusing to renew a homeowners policy based on non-weather claims unless 2 or more claims occur within the 36-month period immediately preceding the expiration of the current policy period.

An Act To Amend Title 18 Of The Delaware Code Relating To Property Insurance Contracts.

Sen. David Sokola [D]	Rep. Paul Baumbach [D]	Rep. Sherry Dorsey Walker [D]	Sen. Kyle Gay [D]
Sen. Stephanie Hansen [D]	Sen. Gerald Hocker [R]	Sen. Kyra Hoffner [D]	Sen. Russ Huxtable [D]
Sen. Spiros Mantzavinos [D]	Sen. Brian Pettyjohn [R]	Sen. Marie Pinkney [D]	Sen. Nicole Poore [D]
Sen. Laura Sturgeon [D]	Sen. Jack Walsh [D]	Sen. David Wilson [R]	Rep. William Carson [D]
Rep. Krista Griffith [D]	Rep. Debra Heffernan [D]	Rep. Kendra Johnson [D]	Rep. Larry Lambert [D]
Rep. Eric Morrison [D]	Rep. Edward Osienski [D]	Rep. Stell Parker Selby [D]	Rep. Michael Smith [R]
Rep. Kimberly Williams [D]	Rep. Madinah Wilson-Anton [D]

2024-03-12 - Senate - Senate Third Reading (Y: 21 N: 0 NV: 0 Abs: 0) [PASS]

Date	Chamber	Action
2024-04-24		Amendment HA 1 to SB 200 - Introduced and Placed With Bill
2024-03-19		Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 4 Favorable, 5 On Its Merits
2024-03-13		Assigned to Economic Development/Banking/Insurance & Commerce Committee in House
2024-03-12		Passed By Senate. Votes: 21 YES
2024-03-12		Amendment SA 1 to SB 200 - Passed By Senate. Votes: 21 YES
2024-03-11		Amendment SA 1 to SB 200 - Introduced and Placed With Bill
2024-01-24		Reported Out of Committee (Banking, Business, Insurance & Technology) in Senate with 6 On Its Merits
2024-01-04		Introduced and Assigned to Banking, Business, Insurance & Technology Committee in Senate

Type	Source
Summary	https://legis.delaware.gov/BillDetail?LegislationId=140820
Text	https://legis.delaware.gov/json/BillDetail/GenerateHtmlDocument?legislationId=140820&legislationTypeId=1&docTypeId=2&legislationName=SB200
Roll Call	https://legis.delaware.gov/json/RollCall/GetRollCallVoteByRollCallId#55278