Bill Text: MN HF847 | 2011-2012 | 87th Legislature | Introduced
Bill Title: Orthotic and prosthetic device insurance coverage required.
Spectrum: Bipartisan Bill
Status: (Introduced - Dead) 2011-03-14 - Author added Shimanski [HF847 Detail]
Download: Minnesota-2011-HF847-Introduced.html
1.2relating to insurance; requiring coverage for orthotic and prosthetic devices;
1.3proposing coding for new law in Minnesota Statutes, chapter 62Q.
1.4BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:
1.5 Section 1. [62Q.665] COVERAGE FOR ORTHOTIC AND PROSTHETIC
1.6DEVICES.
1.7 Subdivision 1. Definitions. The following definitions have the meanings given for
1.8purposes of this section.
1.9(a) "Accredited facility" means any entity that is accredited to provide
1.10comprehensive orthotic or prosthetic devices or services by a Centers for Medicare and
1.11Medicaid Services approved accrediting agency.
1.12(b) "Orthosis" means:
1.13(1) an external medical device that is custom-fabricated or custom-fitted to a specific
1.14patient based on the patient's unique physical condition and is applied to a part of the body
1.15to correct a deformity, provide support and protection, restrict motion, improve function,
1.16or relieve symptoms of a disease, syndrome, injury, or postoperative condition and is
1.17deemed medically necessary by a prescribing physician or licensed health care prescriber
1.18who has authority in this state to prescribe orthotic and prosthetic devices, supplies, and
1.19services; and
1.20(2) any provision, repair, or replacement of a device that is furnished or performed
1.21by:
1.22(i) an accredited facility in comprehensive orthotic services; or
2.1(ii) a health care provider licensed in Minnesota and operating within the provider's
2.2scope of practice which allows the provider to provide orthotic or prosthetic devices,
2.3supplies, or services.
2.4(c) "Orthotics" means:
2.5(1) the science and practice of evaluating, measuring, designing, fabricating,
2.6assembling, fitting, adjusting, or servicing and providing the initial training necessary to
2.7accomplish the fitting of an orthotic device for the support, correction, or alleviation of a
2.8neuromuscular or musculoskeletal dysfunction, disease, injury, or deformity;
2.9(2) evaluation, treatment, and consultation;
2.10(3) basic observation of gait and postural analysis;
2.11(4) assessing and designing orthosis to maximize function and provide support
2.12and alignment necessary to prevent or correct a deformity or to improve the safety and
2.13efficiency of mobility and locomotion;
2.14(5) continuing patient care to assess the effect on the patient's tissues; and
2.15(6) proper fit and function of the orthotic device by periodic evaluation.
2.16(d) "Prosthesis" means an external medical device that is used to replace or restore
2.17a missing limb, appendage, or other external human body part and is deemed medically
2.18necessary by a prescribing physician or licensed health care prescriber who has authority
2.19in this state to prescribe orthotic and prosthetic devices, supplies, and services. Prosthesis
2.20includes any provision, repair, or replacement of a device that is furnished or performed by:
2.21(1) an accredited facility in comprehensive prosthetic services; or
2.22(2) a health care provider licensed in Minnesota and operating within the provider's
2.23scope of practice which allows the provider to provide orthotic or prosthetic devices,
2.24supplies, or services.
2.25(e) "Prosthetics" means the science and practice of evaluating, measuring, designing,
2.26fabricating, assembling, fitting, aligning, adjusting, or servicing, as well as providing the
2.27initial training necessary to accomplish the fitting of, a prosthesis through the replacement
2.28of external parts of a human body lost due to amputation or congenital deformities or
2.29absences. The practice of prosthetics also includes the generation of an image, form,
2.30or mold that replicates the patient's body segment and that requires rectification of
2.31dimensions, contours, and volumes for use in the design and fabrication of a socket to
2.32accept a residual anatomic limb to, in turn, create an artificial appendage that is designed
2.33either to support body weight or to improve or restore function or anatomical appearance,
2.34or both. Involved in the practice of prosthetics is observational gait analysis and clinical
2.35assessment of the requirements necessary to refine and mechanically fix the relative
2.36position of various parts of the prosthesis to maximize function, stability, and safety of the
3.1patient. The practice of prosthetics includes providing and continuing patient care in order
3.2to assess the prosthetic device's effect on the patient's tissues and to assure proper fit and
3.3function of the prosthetic device by periodic evaluation.
3.4 Subd. 2. Coverage. (a) A health plan shall provide coverage for orthotic and
3.5prosthetic devices, supplies, and services, including repair and replacement, to the extent
3.6that coverage is provided under federal law for health insurance for the aged and disabled
3.7under sections 1832, 1833, and 1834 of the Social Security Act (United States Code, title
3.842, sections 1395k, 1395l, and 1395m), but only to the extent consistent with this section.
3.9(b) Orthotic and prosthetic device coverage under this section may be subject only
3.10to the annual or lifetime dollar maximum that applies generally to all terms and services
3.11covered under the plan.
3.12(c) Orthotic and prosthetic benefits must not be subject to separate financial
3.13requirements that apply only with respect to those benefits. A health plan may impose
3.14co-payment and coinsurance amounts on those benefits; however, any financial
3.15requirements that apply to such benefits may be no more restrictive than the financial
3.16requirements that apply to the health plan's medical and surgical benefits, including those
3.17for internal restorative devices.
3.18(d) A health plan may limit the benefits for, or alter the financial requirements for,
3.19out-of-network coverage of prosthetic and orthotic devices; however, the restrictions and
3.20requirements that apply to those benefits may be no more restrictive than the financial
3.21requirements that apply to the out-of-network coverage for the health plan's medical
3.22and surgical benefits.
3.23(e) Coverage for orthotic and prosthetic devices, supplies, and services must not be
3.24subject to any limitations for preexisting conditions.
3.25(f) Orthoses and prostheses must be covered when furnished under an order by a
3.26prescribing physician or licensed health care prescriber who has authority in this state to
3.27prescribe orthoses and prostheses, and that coverage for orthotic and prosthetic devices,
3.28supplies, accessories, and services must include those devices or device systems, supplies,
3.29accessories, and services that are customized to the covered individual's needs.
3.30 Subd. 3. Prior authorization. A health plan may require prior authorization for
3.31orthotic and prosthetic devices, supplies, and services in the same manner and to the same
3.32extent as prior authorization is required for any other covered benefit.
3.33EFFECTIVE DATE.This section is effective August 1, 2011, and applies to all
3.34health plans issued or renewed to provide coverage for Minnesota residents on or after
3.35that date.
1.3proposing coding for new law in Minnesota Statutes, chapter 62Q.
1.4BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:
1.5 Section 1. [62Q.665] COVERAGE FOR ORTHOTIC AND PROSTHETIC
1.6DEVICES.
1.7 Subdivision 1. Definitions. The following definitions have the meanings given for
1.8purposes of this section.
1.9(a) "Accredited facility" means any entity that is accredited to provide
1.10comprehensive orthotic or prosthetic devices or services by a Centers for Medicare and
1.11Medicaid Services approved accrediting agency.
1.12(b) "Orthosis" means:
1.13(1) an external medical device that is custom-fabricated or custom-fitted to a specific
1.14patient based on the patient's unique physical condition and is applied to a part of the body
1.15to correct a deformity, provide support and protection, restrict motion, improve function,
1.16or relieve symptoms of a disease, syndrome, injury, or postoperative condition and is
1.17deemed medically necessary by a prescribing physician or licensed health care prescriber
1.18who has authority in this state to prescribe orthotic and prosthetic devices, supplies, and
1.19services; and
1.20(2) any provision, repair, or replacement of a device that is furnished or performed
1.21by:
1.22(i) an accredited facility in comprehensive orthotic services; or
2.1(ii) a health care provider licensed in Minnesota and operating within the provider's
2.2scope of practice which allows the provider to provide orthotic or prosthetic devices,
2.3supplies, or services.
2.4(c) "Orthotics" means:
2.5(1) the science and practice of evaluating, measuring, designing, fabricating,
2.6assembling, fitting, adjusting, or servicing and providing the initial training necessary to
2.7accomplish the fitting of an orthotic device for the support, correction, or alleviation of a
2.8neuromuscular or musculoskeletal dysfunction, disease, injury, or deformity;
2.9(2) evaluation, treatment, and consultation;
2.10(3) basic observation of gait and postural analysis;
2.11(4) assessing and designing orthosis to maximize function and provide support
2.12and alignment necessary to prevent or correct a deformity or to improve the safety and
2.13efficiency of mobility and locomotion;
2.14(5) continuing patient care to assess the effect on the patient's tissues; and
2.15(6) proper fit and function of the orthotic device by periodic evaluation.
2.16(d) "Prosthesis" means an external medical device that is used to replace or restore
2.17a missing limb, appendage, or other external human body part and is deemed medically
2.18necessary by a prescribing physician or licensed health care prescriber who has authority
2.19in this state to prescribe orthotic and prosthetic devices, supplies, and services. Prosthesis
2.20includes any provision, repair, or replacement of a device that is furnished or performed by:
2.21(1) an accredited facility in comprehensive prosthetic services; or
2.22(2) a health care provider licensed in Minnesota and operating within the provider's
2.23scope of practice which allows the provider to provide orthotic or prosthetic devices,
2.24supplies, or services.
2.25(e) "Prosthetics" means the science and practice of evaluating, measuring, designing,
2.26fabricating, assembling, fitting, aligning, adjusting, or servicing, as well as providing the
2.27initial training necessary to accomplish the fitting of, a prosthesis through the replacement
2.28of external parts of a human body lost due to amputation or congenital deformities or
2.29absences. The practice of prosthetics also includes the generation of an image, form,
2.30or mold that replicates the patient's body segment and that requires rectification of
2.31dimensions, contours, and volumes for use in the design and fabrication of a socket to
2.32accept a residual anatomic limb to, in turn, create an artificial appendage that is designed
2.33either to support body weight or to improve or restore function or anatomical appearance,
2.34or both. Involved in the practice of prosthetics is observational gait analysis and clinical
2.35assessment of the requirements necessary to refine and mechanically fix the relative
2.36position of various parts of the prosthesis to maximize function, stability, and safety of the
3.1patient. The practice of prosthetics includes providing and continuing patient care in order
3.2to assess the prosthetic device's effect on the patient's tissues and to assure proper fit and
3.3function of the prosthetic device by periodic evaluation.
3.4 Subd. 2. Coverage. (a) A health plan shall provide coverage for orthotic and
3.5prosthetic devices, supplies, and services, including repair and replacement, to the extent
3.6that coverage is provided under federal law for health insurance for the aged and disabled
3.7under sections 1832, 1833, and 1834 of the Social Security Act (United States Code, title
3.842, sections 1395k, 1395l, and 1395m), but only to the extent consistent with this section.
3.9(b) Orthotic and prosthetic device coverage under this section may be subject only
3.10to the annual or lifetime dollar maximum that applies generally to all terms and services
3.11covered under the plan.
3.12(c) Orthotic and prosthetic benefits must not be subject to separate financial
3.13requirements that apply only with respect to those benefits. A health plan may impose
3.14co-payment and coinsurance amounts on those benefits; however, any financial
3.15requirements that apply to such benefits may be no more restrictive than the financial
3.16requirements that apply to the health plan's medical and surgical benefits, including those
3.17for internal restorative devices.
3.18(d) A health plan may limit the benefits for, or alter the financial requirements for,
3.19out-of-network coverage of prosthetic and orthotic devices; however, the restrictions and
3.20requirements that apply to those benefits may be no more restrictive than the financial
3.21requirements that apply to the out-of-network coverage for the health plan's medical
3.22and surgical benefits.
3.23(e) Coverage for orthotic and prosthetic devices, supplies, and services must not be
3.24subject to any limitations for preexisting conditions.
3.25(f) Orthoses and prostheses must be covered when furnished under an order by a
3.26prescribing physician or licensed health care prescriber who has authority in this state to
3.27prescribe orthoses and prostheses, and that coverage for orthotic and prosthetic devices,
3.28supplies, accessories, and services must include those devices or device systems, supplies,
3.29accessories, and services that are customized to the covered individual's needs.
3.30 Subd. 3. Prior authorization. A health plan may require prior authorization for
3.31orthotic and prosthetic devices, supplies, and services in the same manner and to the same
3.32extent as prior authorization is required for any other covered benefit.
3.33EFFECTIVE DATE.This section is effective August 1, 2011, and applies to all
3.34health plans issued or renewed to provide coverage for Minnesota residents on or after
3.35that date.
