Bills Pending New York Senate Banks Committee

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NYS05060IntroEstablishes the office of financial resilience to develop and implement new programs and initiatives for the purpose of supporting local economies and promoting resilient financial models.
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2019-04-05
To Senate Banks Committee
NYS05065IntroEnacts the "Home Equity Fraud Act" to control improper activities by home improvement contractors and finance companies; prohibits mortgage brokers or agents from acting as home improvement contractors; provides additional protections for mortgagors ...
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2019-04-05
To Senate Banks Committee
NYS05037IntroRelates to the reporting of suspected financial exploitation; requires the superintendent of the department of financial services to develop guidelines relating to reporting suspected financial exploitation; provides that a third party who reports su...
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2019-04-04
To Senate Banks Committee
NYS05017IntroRequires banks and financial institutions entering into negotiations to modify a mortgage on real property located in this state to be responsible for the continuation of the modification process until its completion regardless of whether the mortgag...
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2019-04-03
To Senate Banks Committee
NYS05001IntroProhibits a bank or trust company from charging a service charge or requiring a minimum balance for attorney trust or IOLA accounts that are non-interest bearing in nature; defines attorney trust account.
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2019-04-03
To Senate Banks Committee
NYS04965IntroRequires individuals who perform compliance functions, duties or tasks to obtain a compliance officer or compliance practitioner license; establishes application and examination requirements to obtain, and continuing education requirements to maintai...
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2019-04-02
To Senate Banks Committee
NYS04954IntroRelates to extending certain provisions authorizing banks and trust companies to exercise the rights of national banks.
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2019-04-02
To Senate Banks Committee
NYS04934IntroEnacts the New York state money transmission disclosure act; requires each licensee providing a transmission transaction which involves currency of one country into the currency of another country to provide the customer with a written disclosure; au...
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2019-03-29
To Senate Banks Committee
NYS04935IntroProhibits banks from holding for deposit the funds from checks issued by the state.
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2019-03-29
To Senate Banks Committee
NYS04931IntroRequires posting notice of the department of financial services toll free consumer's hot-line telephone number.
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2019-03-29
To Senate Banks Committee
NYS04921IntroRelates to clarifying the definitions of "illegal money transmission" and "money laundering"; relates to penalties for unlicensed money transmitters; relates to timeliness of prosecutions.
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2019-03-29
To Senate Banks Committee
NYS04745IntroRelates to alternative finance investment bonds.
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2019-03-22
To Senate Banks Committee
NYS04652IntroRelates to including information concerning repayment of outstanding loans in the standard financial aid award letter.
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2019-03-19
To Senate Banks Committee
NYS04532IntroProvides criteria for membership in credit unions and permits the extension of certain services to nonmembers.
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2019-03-14
To Senate Banks Committee
NYS04545IntroProvides that there shall be no solicitation for credit card holders through state or city university of NY unless credit education courses are provided.
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2019-03-14
To Senate Banks Committee
NYS04371IntroRequires lending institutions that send unsolicited mail-loan checks to clearly state in solicitation letter the interest rate to be applied to such loan and to demonstrate the total cost of loan in a dollar amount, at interest rate, over periods of ...
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2019-03-11
To Senate Banks Committee
NYS04188IntroRequires financial institutions to notify a customer thirty days prior to charging a fee based on account inactivity; requires such notice to include a telephone number and the full contact information of a representative of the financial institution...
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2019-03-04
To Senate Banks Committee
NYS03850IntroDeems asset-based lending transactions to be loans for all purposes.
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2019-02-20
To Senate Banks Committee
NYS03838IntroIncreases penalties for individuals or companies who engage in the business of cashing checks, drafts or money orders for consideration without a license; makes such violation a class E felony; provides for a fine of $2,500 for each transaction.
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2019-02-19
To Senate Banks Committee
NYS03847IntroRequires all banking institutions in the state to accept a statutory short form power of attorney and powers of attorney which survive disability or incompetence; references existing provisions relating to powers of attorney in the general obligation...
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2019-02-19
To Senate Banks Committee
NYS03777IntroIncreases the penalty for robbery of property from a bank; makes the crime a class C felony.
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2019-02-14
To Senate Banks Committee
NYS03686IntroRelates to authorizing reverse cooperative apartment unit loans for persons seventy years of age or older; provides additional consumer protections.
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2019-02-12
To Senate Banks Committee
NYS03544IntroRequires mortgage lenders and brokers to provide consumers with a mortgage bill of rights pamphlet which must be read and signed by the consumer prior to applying for a mortgage.
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2019-02-08
To Senate Banks Committee
NYS03241IntroProhibits foreign banking corporations from issuing payday loans; defines payday loans as any transaction in which a short-term cash advance is made to a consumer in exchange for (i) a consumer's personal check or share draft, in the amount of an adv...
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2019-02-05
To Senate Banks Committee
NYS03312IntroRelates to the banking development districts program.
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2019-02-05
To Senate Banks Committee
NYS03223IntroRelates to assessment of the record of performance of banking institutions in helping to meet the credit needs of local communities.
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2019-02-04
To Senate Banks Committee
NYS03227IntroRequires inclusion and explanation of additional annual data in assessing record of performance of banking institutions in meeting community credit needs; additional data includes but is not limited to: loans for housing low and moderate-income resid...
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2019-02-04
To Senate Banks Committee
NYS03230IntroRelates to requiring a notice promulgated by the attorney general to be posted on all automated teller machines regarding skimming.
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2019-02-04
To Senate Banks Committee
NYS03212IntroRequires 10% of the penalties imposed by the superintendent of financial services to be deposited in the community development financial institution fund.
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2019-02-04
To Senate Banks Committee
NYS03028IntroRelates to credit unions.
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2019-01-31
To Senate Banks Committee
NYS02880IntroRequires all banks and credit unions to have a notary public available during business hours; permits banks to charge a fee for such service.
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2019-01-30
To Senate Banks Committee
NYS02765IntroRequires the development of a mortgage bill of rights pamphlet on residential mortgages and provides such pamphlet shall be posted and printed in the 8 most popularly spoken languages in the state.
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2019-01-29
To Senate Banks Committee
NYS02807IntroRequires banks to send account notifications in certain circumstances.
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2019-01-29
To Senate Banks Committee
NYS01958IntroRequires the licensure of student loan servicers.
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2019-01-28
To Senate Banks Committee
NYS02535IntroRelates to prohibiting financial institutions from charging a fee for periodic paper statements when such statements are required for an application for public assistance.
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2019-01-28
To Senate Banks Committee
NYS02539IntroInstructs the department of financial services to regulate consumer reporting agencies by requiring licensing of credit reporting agencies, and allowing the department to examine the books and records of consumer reporting agencies.
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2019-01-28
To Senate Banks Committee
NYS02520IntroEstablishes the federal shutdown affected employees loan program.
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2019-01-25
To Senate Banks Committee
NYS02453IntroProhibits banking organizations from imposing check cashing fees.
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2019-01-25
To Senate Banks Committee
NYS02402IntroRequires ATM machines to release ATM cards with EVM chips prior to disbursing cash or a receipt and defines EVM chip and related terms.
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2019-01-24
To Senate Banks Committee
NYS02397IntroDirects the New York state department of financial services and the New York state department of state's consumer protection division to conduct a study on consumer awareness and financial education in New York state and to make recommendations for a...
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2019-01-24
To Senate Banks Committee
NYS02342IntroProvides for the inclusion of low income credit unions in the banking development district program in cities having a population of one million or more persons.
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2019-01-24
To Senate Banks Committee
NYS02295IntroAuthorizes the New York state department of financial services to oversee the planned closing of bank branch offices by federally chartered banking organizations.
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2019-01-23
To Senate Banks Committee
NYS02120IntroRelates to the banking development district program, such designation shall be valid for 14 years.
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2019-01-22
To Senate Banks Committee
NYS02133IntroCreates the consumer overdraft protection act to ensure that consumers are informed of their options in regard to overdraft protection.
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2019-01-22
To Senate Banks Committee
NYS02088IntroRelates to unauthorized entities, unregistered mortgage brokers and mortgage fraud; establishes additional penalties against unlicensed or unregistered persons or entities engaging in activities after receiving a cease and desist notice; relates to t...
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2019-01-22
To Senate Banks Committee
NYS02105IntroRelates to modifying delinquent mortgage loans and single point of contact.
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2019-01-22
To Senate Banks Committee
NYS01457IntroRequires banks to install automatic police notification software on their automated teller machines.
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2019-01-15
To Senate Banks Committee
NYS01476IntroDirects the department of financial services to study, evaluate and make recommendations concerning lending practices by financial institutions to landlords acquiring property that includes small business and/or rent-regulated tenants; requires a rep...
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2019-01-15
To Senate Banks Committee
NYS01589IntroEstablishes the state financial literacy commission; creates a state financial literacy commission to measurably improve the financial literacy and financial capability of New York state residents.
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2019-01-15
To Senate Banks Committee
NYS00982IntroProvides that every banking institution which maintains checking accounts for customers shall pay checks in the order received within account balance; provides such banks may dishonor check for insufficient funds, but then must honor smaller checks w...
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2019-01-09
To Senate Banks Committee
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