Bill Text: TX HB2151 | 2017-2018 | 85th Legislature | Introduced


Bill Title: Relating to rate increases under personal automobile insurance policies.

Spectrum: Partisan Bill (Democrat 1-0)

Status: (Introduced - Dead) 2017-03-21 - Referred to Insurance [HB2151 Detail]

Download: Texas-2017-HB2151-Introduced.html
  85R10212 MEW-D
 
  By: Davis of Dallas H.B. No. 2151
 
 
 
A BILL TO BE ENTITLED
 
AN ACT
  relating to rate increases under personal automobile insurance
  policies.
         BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
         SECTION 1.  Subchapter B, Chapter 1953, Insurance Code, is
  amended by adding Section 1953.053 to read as follows:
         Sec. 1953.053.  RATE CONSEQUENCE PROHIBITED. An insurer
  described by Section 1952.001 or a county mutual insurance company
  may not assign a rate consequence on, or otherwise cause a premium
  increase for, an insured's personal automobile insurance policy
  based on the insured's involvement in an accident:
               (1)  arising from the insured's operation, maintenance,
  or use of a motor vehicle covered by the insured's personal
  automobile insurance policy; and
               (2)  for which the insured is determined to not be at
  fault.
         SECTION 2.  The change in law made by this Act applies only
  to a personal automobile insurance policy delivered, issued for
  delivery, or renewed on or after January 1, 2018. A personal
  automobile insurance policy delivered, issued for delivery, or
  renewed before January 1, 2018, is governed by the law in effect
  immediately before the effective date of this Act, and that law is
  continued in effect for that purpose.
         SECTION 3.  This Act takes effect September 1, 2017.
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