Bill Text: TX HB2151 | 2017-2018 | 85th Legislature | Introduced
Bill Title: Relating to rate increases under personal automobile insurance policies.
Spectrum: Partisan Bill (Democrat 1-0)
Status: (Introduced - Dead) 2017-03-21 - Referred to Insurance [HB2151 Detail]
Download: Texas-2017-HB2151-Introduced.html
85R10212 MEW-D | ||
By: Davis of Dallas | H.B. No. 2151 |
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relating to rate increases under personal automobile insurance | ||
policies. | ||
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: | ||
SECTION 1. Subchapter B, Chapter 1953, Insurance Code, is | ||
amended by adding Section 1953.053 to read as follows: | ||
Sec. 1953.053. RATE CONSEQUENCE PROHIBITED. An insurer | ||
described by Section 1952.001 or a county mutual insurance company | ||
may not assign a rate consequence on, or otherwise cause a premium | ||
increase for, an insured's personal automobile insurance policy | ||
based on the insured's involvement in an accident: | ||
(1) arising from the insured's operation, maintenance, | ||
or use of a motor vehicle covered by the insured's personal | ||
automobile insurance policy; and | ||
(2) for which the insured is determined to not be at | ||
fault. | ||
SECTION 2. The change in law made by this Act applies only | ||
to a personal automobile insurance policy delivered, issued for | ||
delivery, or renewed on or after January 1, 2018. A personal | ||
automobile insurance policy delivered, issued for delivery, or | ||
renewed before January 1, 2018, is governed by the law in effect | ||
immediately before the effective date of this Act, and that law is | ||
continued in effect for that purpose. | ||
SECTION 3. This Act takes effect September 1, 2017. |