US SB1613 | 2013-2014 | 113th Congress

Status

Spectrum: Slight Partisan Bill (Democrat 2-1)
Status: Introduced on October 30 2013 - 25% progression, died in committee
Action: 2013-10-30 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Pending: Senate Banking, Housing, And Urban Affairs Committee
Text: Latest bill text (Introduced) [PDF]

Summary

Credit Access and Inclusion Act - Amends the Fair Credit Reporting Act, with respect to the responsibilities of furnishers of information to consumer reporting agencies, to declare that nothing in the Act or related regulations shall be construed as to prohibit a person from furnishing to a consumer reporting agency certain consumer identifying information, including: (1) a consumer's full name, telephone number, mother's maiden name, address, zip code, date of birth, any generational designation, or Social Security number; (2) information solely as to transactions or experiences between the consumer and the person furnishing the information; (3) public record information; and (4) information about the performance of a consumer making payments under a real property lease or pursuant to a utility or telecommunications service contract. Defines "utility or telecommunication service" as an entity that provides utility services to the public through pipe, wire, landline, wireless, cable, or other connected facilities, or radio, electronic, or similar transmission, including the extension of such facilities.

Tracking Information

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Title

Credit Access and Inclusion Act

Sponsors


History

DateChamberAction
2013-10-30SenateRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Same As/Similar To

HB2538 (Same As) 2013-06-27 - Referred to the House Committee on Financial Services.

Subjects


US Congress State Sources


Bill Comments

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