Bill Title: Provides that only the owner and holder of a mortgage and note, or its agent, shall have standing to commence a mortgage foreclosure action; lack of standing shall be defense that may be raised at any time prior to the judgment of foreclosure and sale; requires the plaintiff in a foreclosure action to affirm that the plaintiff is the holder and owner, or its designed agent, of the subject mortgage and note; provides that the summons and complaint shall include a copy of the original mortgage and note, and all endorsements, assignments and transfers thereof, and any delegations of authority by the owner and holder of the mortgage and note.

Spectrum: Partisan Bill (Democrat 18-0)

Status: (Engrossed - Dead) 2012-03-30 - amended on third reading 629d [A00629 Detail]

Text: Latest bill text (Introduced) [HTML]

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