Bill Text: NY S09372 | 2023-2024 | General Assembly | Introduced

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Bill Title: Requires certain health insurance policies to provide coverage for diabetes screening for people of Asian American or Pacific Islander descent if they have a body mass index of 23 or greater.

Spectrum: Partisan Bill (Democrat 1-0)

Status: (Introduced) 2024-05-14 - REFERRED TO INSURANCE [S09372 Detail]

Download: New_York-2023-S09372-Introduced.html

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                STATE OF NEW YORK
        ________________________________________________________________________

                                          9372

                    IN SENATE

                                      May 14, 2024
                                       ___________

        Introduced  by  Sen.  LIU  --  read  twice and ordered printed, and when
          printed to be committed to the Committee on Insurance

        AN ACT to amend the insurance law,  in  relation  to  requiring  certain
          health  insurance  policies to provide coverage for diabetes screening
          for people of Asian American or Pacific Island descent if they have  a
          body mass index of 23 or greater

          The  People of the State of New York, represented in Senate and Assem-
        bly, do enact as follows:

     1    Section 1. Subsection (i) of section 3216  of  the  insurance  law  is
     2  amended by adding a new paragraph 15-b to read as follows:
     3    (15-b)  (A) Every policy which provides medical coverage that includes
     4  coverage for physician services in a physician's office and every policy
     5  which provides major  medical  or  similar  comprehensive-type  coverage
     6  shall  include  coverage  for screening for diabetes and prediabetes for
     7  persons of Asian American and Pacific Islander descent whose  body  mass
     8  index is 23 KG/M2 or greater.
     9    (B)  A policy subject to this paragraph shall not impose a deductible,
    10  co-insurance, co-payment, or any other cost-sharing requirement on  such
    11  coverage provided pursuant to this paragraph.
    12    § 2. Subsection (k) of section 3221 of the insurance law is amended by
    13  adding a new paragraph 7-a to read as follows:
    14    (7-a)  (A) Every group or blanket accident and health insurance policy
    15  issued or issued for delivery  in  this  state  which  provides  medical
    16  coverage  that includes coverage for physician services in a physician's
    17  office and every policy which provides major medical or similar  compre-
    18  hensive-type  coverage shall include coverage for screening for diabetes
    19  and prediabetes for persons  of  Asian  American  and  Pacific  Islander
    20  descent whose body mass index is 23 KG/M2 or greater.
    21    (B)  A  group  or  blanket  policy subject to this paragraph shall not
    22  impose a deductible, co-insurance, co-payment, or any other cost-sharing
    23  requirement on such coverage provided pursuant to this paragraph.
    24    § 3. Subsection (u-1) of section 4303 of the insurance law  is  renum-
    25  bered  subsection  (u-2)  and a new subsection (u-1) is added to read as
    26  follows:

         EXPLANATION--Matter in italics (underscored) is new; matter in brackets
                              [ ] is old law to be omitted.
                                                                   LBD15253-01-4
        S. 9372                             2

     1    (u-1) (1) A medical expense indemnity corporation or a health  service
     2  corporation  which  provides medical coverage that includes coverage for
     3  physician services in  a  physician's  office  and  every  policy  which
     4  provides  major  medical  or  similar  comprehensive-type coverage shall
     5  include  coverage for screening for diabetes and prediabetes for persons
     6  of Asian American and Pacific Islander descent whose body mass index  is
     7  23 KG/M2 or greater.
     8    (2)  A  contract subject to this subsection shall not impose a deduct-
     9  ible, coinsurance, copayment, or any other cost-sharing  requirement  on
    10  such coverage provided pursuant to this subsection.
    11    §  4.  This act shall take effect immediately and shall apply to poli-
    12  cies and contracts issued, renewed, modified, altered or amended  on  or
    13  after such effective date.