Bill Text: TX HB1074 | 2023-2024 | 88th Legislature | Enrolled
Bill Title: Relating to construction of certain laws prohibiting discrimination, distinctions, inducements, rebates, and certain other conduct related to property and casualty insurance.
Spectrum: Bipartisan Bill
Status: (Passed) 2023-06-09 - Effective on 9/1/23 [HB1074 Detail]
Download: Texas-2023-HB1074-Enrolled.html
| H.B. No. 1074 | ||
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| relating to construction of certain laws prohibiting | ||
| discrimination, distinctions, inducements, rebates, and certain | ||
| other conduct related to property and casualty insurance. | ||
| BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS: | ||
| SECTION 1. Subchapter A, Chapter 1806, Insurance Code, is | ||
| amended by adding Section 1806.002 to read as follows: | ||
| Sec. 1806.002. CONSTRUCTION OF CERTAIN PROVISIONS; | ||
| SERVICES RELATED TO LOSS CONTROL. (a) Nothing in Section 1806.053, | ||
| 1806.054, 1806.059, 1806.104, 1806.1041, 1806.153, 1806.1541, or | ||
| 1806.156 may be construed as: | ||
| (1) permitting an unfair method of competition or a | ||
| false, misleading, or deceptive act or practice under Section | ||
| 17.46, Business & Commerce Code; or | ||
| (2) prohibiting an insurer or an insurer's agent from | ||
| offering or giving to an insured or applicant, for free or at a | ||
| discounted price in a manner that is not unfairly discriminatory to | ||
| insureds or applicants of the same class and of essentially the same | ||
| hazard, services or other offerings not specified in the insurance | ||
| policy that relate to loss control of the risks covered under the | ||
| policy, subject to Subsection (b). | ||
| (b) The cost to the insurer or the insurer's agent offering | ||
| the product or service to any given customer must be reasonable in | ||
| comparison to that customer's premiums or insurance coverage for | ||
| the policy class. | ||
| (c) Other than for purposes related to loss control of risks | ||
| covered under the policy, the insurer or insurer's agent offering | ||
| the product or service may not provide to another person any data or | ||
| other information obtained about the customer from or in connection | ||
| with the product or service. | ||
| (d) The commissioner may adopt rules as necessary to | ||
| implement this section. | ||
| SECTION 2. This Act takes effect September 1, 2023. | ||
| ______________________________ | ______________________________ | |
| President of the Senate | Speaker of the House | |
| I certify that H.B. No. 1074 was passed by the House on April | ||
| 14, 2023, by the following vote: Yeas 142, Nays 1, 2 present, not | ||
| voting. | ||
| ______________________________ | ||
| Chief Clerk of the House | ||
| I certify that H.B. No. 1074 was passed by the Senate on May | ||
| 17, 2023, by the following vote: Yeas 31, Nays 0. | ||
| ______________________________ | ||
| Secretary of the Senate | ||
| APPROVED: _____________________ | ||
| Date | ||
| _____________________ | ||
| Governor | ||
