Bill Text: TX HB1074 | 2023-2024 | 88th Legislature | Introduced

NOTE: There are more recent revisions of this legislation. Read Latest Draft

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Bill Title: Relating to construction of certain laws prohibiting discrimination, distinctions, inducements, rebates, and certain other conduct related to property and casualty insurance.

Spectrum: Bipartisan Bill

Status: (Passed) 2023-06-09 - Effective on 9/1/23 [HB1074 Detail]

Download: Texas-2023-HB1074-Introduced.html

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88R3714 CJD-F
By: Hull H.B. No. 1074

A BILL TO BE ENTITLED
AN ACT
relating to construction of certain laws prohibiting
discrimination, distinctions, inducements, rebates, and certain
other conduct related to property and casualty insurance.
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:
SECTION 1. Subchapter A, Chapter 1806, Insurance Code, is
amended by adding Section 1806.002 to read as follows:
Sec. 1806.002. CONSTRUCTION OF CERTAIN PROVISIONS;
SERVICES RELATED TO LOSS CONTROL. (a) Nothing in Section 1806.053,
1806.054, 1806.104, 1806.1041, 1806.153, 1806.1541, or 1806.156
may be construed as:
(1) permitting an unfair method of competition or a
false, misleading, or deceptive act or practice under Section
17.46, Business & Commerce Code; or
(2) prohibiting an insurer or an insurer's agent from
offering or giving to an insured or applicant, for free or at a
discounted price in a manner that is not unfairly discriminatory to
insureds or applicants of the same class and of essentially the same
hazard, services or other offerings not specified in the insurance
policy that relate to loss control of the risks covered under the
policy, subject to Subsection (b).
(b) The cost to the insurer or the insurer's agent offering
the product or service to any given customer must be reasonable in
comparison to that customer's premiums or insurance coverage for
the policy class.
(c) The commissioner may adopt rules as necessary to
implement this section.
SECTION 2. This Act takes effect September 1, 2023.